Lita Christina, Felycia Fernanda Wijaya


Over time and the instability of economic conditions, financial literacy is an
important factor influencing the recovery of these conditions. Therefore, this
study aims to determine the factors that affect financial literacy. This study uses
a multiple linear regression model with a sample size of 402 which was tested
through the SPSS application. The results showed that money attitude, financial
knowledge, and financial behavior had a significant effect on financial literacy.
Meanwhile, the other three variables, namely financial education, financial
socialization agents, and financial attitude do not have a significant effect on
financial literacy

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