RAZA, Danish. EXPLORING THE ADOPTION AND IMPACT OF DIGITAL PAYMENT SYSTEM ON SMALL MEDIUM ENTERPRISES IN RURAL PAKISTAN. International Journal of Economics, Business and Accounting Research (IJEBAR), [S. l.], v. 9, n. 3, 2025. DOI: 10.29040/ijebar.v9i3.18115. Disponível em: https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/view/18115. Acesso em: 17 jan. 2026.