KUMALASARI, Fransiska Intan; DIRGANTARA, I Made Bayu. STUDY OF SOCIAL CULTURAL ENVIRONMENTAL PHENOMENOLOGY ON CREDIT DECISION MAKING AT BANK CENTRAL ASIA TBK OFFICE REGION II SEMARANG. International Journal of Economics, Business and Accounting Research (IJEBAR), [S. l.], v. 5, n. 4, 2021. DOI: 10.29040/ijebar.v5i4.4184. Disponível em: https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/view/4184. Acesso em: 26 jul. 2025.