HARIMURTI, Cundo; PANDOYO, Pandoyo; SOFYAN, Mohammad. FACTORS AFFECTING NON-PERFORMING LOANS IN STATE-OWNED BANKING. International Journal of Economics, Business and Accounting Research (IJEBAR), [S. l.], v. 6, n. 2, p. 1292–1299, 2022. DOI: 10.29040/ijebar.v6i2.5273. Disponível em: https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/view/5273. Acesso em: 12 jul. 2025.