SUMUAL, Loureine Patricia; SAERANG, Ivonne Stanley; MURNI, Sri; TULUNG, Joy Elly. FINANCIAL SYSTEM SINERGY : FINANCIAL INCLUSION, FINTECH, AND CBDC. International Journal of Economics, Business and Accounting Research (IJEBAR), [S. l.], v. 7, n. 3, p. 945–954, 2023. DOI: 10.29040/ijebar.v7i3.9514. Disponível em: https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/view/9514. Acesso em: 26 jul. 2025.