Honorine, Umuhire. “Examine the Impact of Using Digital Payment on Small and Medium Enterprises in Rwanda”. International Journal of Economics, Business and Accounting Research (IJEBAR) 9, no. 2 (June 29, 2025). Accessed July 31, 2025. https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/view/17096.