PERTUMBUHAN PINJAMAN, LIKUIDITAS PENDANAAN, DAN RISIKO KREDIT (Studi Empiris pada BPR Konvensional Wilayah III Cirebon dari Tahun 2015-2019)
Keywords:
Keyword, Pertumbuhan pinjaman, Likuiditas Pendanaan, Risiko Kredit, Bank Perkreditan Rakyat.Abstract
References
Abdelaziz, H., Rim, B., & Helmi, H. (2020). The Interactional Relationships Between Credit Risk, Liquidity Risk and Bank Profitability in MENA Region. Global Business Review, 1-23.
Aikaeli, J. (2006). Determinants of Excess Liquidity in Tanzanian Commercial Banks. SSRN Electronic Journal, http://dx.doi.org/10.2139/ssrn.971750.
BI-RI. (2006). Peraturan Bank Indonesia Nomor 8/19/PBI/2006 tentang Kualitas Aktiva Produktif Dan Pembentukan Penyisihan Penghapusan Aktiva Produktif Bank Perkreditan Rakyat. Indonesia.
Budisantoso, Totok; Nuritomo. (2017). Bank dan Lembaga Keuangan Lain. Jakarta: Salemba Empat.
El-Maude, J., Abdul-Rahman, A., & Ibrahim, M. (2017). Determinants of Non-Performing Loans in Nigeria’s Deposit Money Banks. Archives of Business Research, 5(1), 74-88.
Haryati, S. (2009). Pertumbuhan Kredit Perbankan di Indonesia : Intermediasi dan Pengaruh Variabel Makro Ekonomi. Jurnal Keuangan dan Perbankan, 13, 299-310.
Hasanovic, E., & Latic, T. (2017). The Determinants of Excess Liquidity in the Banking Sector of Bosnia and Herzegovina. Graduate Institute of International and Development Studies Working Paper, No. 11.
Lian, Y. (2017). Bank Competition and The Cost of Bank Loans. Review of Quantitative Finance and Accounting, 51 (1), 253-282.
McCarthy, S., Oliver, B., & Verreynne, M. L. (2017). Bank financing and credit rationing of Australian SMEs. Australian Journal of Management, 42(I), 58-85.
Melitz, J., & Pardue, M. (1973). The Demand and Supply of Commercial Bank Loans. Journal of Money, Credit and Banking, 5, 669-692.
Nurfauziah, F. L. (2020). Permodalan, Efisiensi, Risiko Kredit, dan Likuidtas Bank Perkreditan Rakyat di Jawa Barat : Aplikasi Regresi Kuantil Bootstrap. Jurnal Akuntansi, 14 No.2, 102-131.
OJK - RI. (2019). LAPORAN PROFIL INDUSTRI PERBANKAN - Triwulan IV 2019. Indonesia: OJK.
OJK-RI. (2015). Peraturan Otoritas Jasa Keuangan. No. 13/POJK.03/2015 tentang Penerapan Manajemen Risiko bagi Bank Perkreditan Rakyat. Indonesia.
OJK-RI. (2016). Peraturan Otoritas Jasa Keuangan. No. 12 /POJK.03/2016 Tentang Kegiatan Usaha dan Wilayah Jaringan Kantor Bank Perkreditan Rakyat Berdasarkan Modal Inti. Indonesia.
OJK-RI. (2017). Surat Edaran Otoritas Jasa Keuangan. No. 39 /SEOJK.03/2017 tentang Laporan Tahunan dan Laporan Keuangan Publikasi Bank Perkreditan Rakyat. Indonesia.
Santoso, W., Trinugroho, I., & Risfandy, T. (2019). What Determine Loan Rate and Default Status in Financial Technology Online Direct Lending? Evidence from Indonesia. Emerging Markets Finance & Trade, 1-19.
Satria, D., & Subegti, R. B. (2010). Determinasi Penyaluran Kredit Bank Umum. Jurnal Keuangan dan Perbankan, 14, 415-424.
Satyanarayana, K. (2000). Credit Risk and Capital Adequacy of Banks. Vision, 42-29.
Satyanarayana, K. (2000). Credit Risk and Capital Adequacy of Banks. The Journal of Business Perspective, 42-29.
Simanjuntak, J. (2017). Pengaruh Capital Adequacy Ratio (CAR),Loan To Deposit Ratio (LDR) Dan Non Performing Loan (NPL) terhadap Return On Assets (ROA) pada Sektor Perbankan di ursa Efek Indonesia. Bisman - Jurnal Bisnis & Manajemen, 2(02), 102-111.
Siringoringo, R. (2012). Intermediation Characteristics And Functions of Banking In Indonesia. Bulletin of Monetary Economics and Banking.
Soedarmono, W., Saheruddin, H., & Prasetyo, D. (2020). Excess Loan Growth, Funding Liquidity and Credit Risk. Indonesia Deposit Insurance Corporation Research Working Paper.
Soesilo, N. I. (2005). The Optimal Lending Rate Of Bank Perkreditan Rakyat (BPR). Buletin Ekonomi Moneter dan Perbankan.
Srikanth , M., & Kishore, B. (2014). Credit Risk Management In Indian Banks. The Indian Economic Journal, 62(1).
Sutrisno, D., Tjahjono, Amin, M., & Marsius, J. (2000). Baseline Survey Mengenai Kondisi Internal,Persaingan Dan Sistem Pengawasan Bank Perkreditan Rakyat Syariah di Jawa Timur. Buletin Ekonomi Moneter dan Perbankan.
Swami, O. S., Nethaji, B., & Sharma, J. P. (2019). Determining Risk Factors that Diminish Asset Quality of Indian Commercial Banks. Global Business Review, 1–13.
Yusgiantoro, I., Soedarmono, W., & Tarazi, A. (2019). Bank consolidation and financial stability in Indonesia. International Economics, 159, 94-104.
Downloads
Additional Files
Published
How to Cite
Issue
Section
Citation Check
License
The copyright of the article fully belongs to the Jurnal Akuntansi dan Pajak and publishing rights belong entirely to LLPM STIE AAS SurakartaÂ
Â
This work is licensed under a Creative Commons Attribution 4.0 International License.