Cash Waqf Linked Sharia Micro Insurance (CWLSMI) Sebagai Proteksi Dana Darurat Pelaku Usaha Mikro

Authors

  • Ryan Faisal Institut Teknologi dan Bisnis Ahmad Dahlan, Indonesia

DOI:

https://doi.org/10.29040/jiei.v10i1.11459

Keywords:

businessmen, cash waqf linked sharia micro insurance (CWLSMI), micro enterprises, sharia micro insurance, waqf

Abstract

The scientific work aims to introduce Cash Waqf Linked Sharia Micro Insurance (CWLSMI), an innovative approach to facilitate Sharia micro insurance contributions for micro-business actors using their owned products. Micro-business actors' product portfolios will be cataloged based on global community interests, and the management will be funded through productive waqf assets. Revenue generated from product sales will fund contributions to Sharia micro insurance for micro-business actors, their families, and contribute to government social security programs. CWLSMI serves as a financial planning reference for micro-business actors, fostering benefits for the halal industry. This qualitative research utilizes a narrative approach, incorporating primary data from search results and stakeholder interviews, complemented by secondary data from scientific journals and government reports. The initiation of CWLSMI is proposed as a recommendation to the government for enhancing the welfare of micro-business actors in Indonesia.

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Published

24-03-2024

How to Cite

Faisal, R. (2024). Cash Waqf Linked Sharia Micro Insurance (CWLSMI) Sebagai Proteksi Dana Darurat Pelaku Usaha Mikro. Jurnal Ilmiah Ekonomi Islam, 10(1), 1024–1037. https://doi.org/10.29040/jiei.v10i1.11459

Issue

Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024

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