Determinants of Micro and Small Business Financing In Sharia Commercial Banks In Indonesia

Authors

  • Uus Ahmad Ahmad Husaeni

DOI:

https://doi.org/10.29040/jiei.v7i3.3510

Abstract

This study aims to examine and analyze the effect of bank size, efficiency, liquidity, and BI rate on MSME financing at Sharia Commercial Banks (BUS) in Indonesia. Research data in the form of secondary data obtained from the official website of Bank Indonesia. The data is analyzed using multiple linear regression analysis. Before the information is further explored, several classic assumption tests are performed, including normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. Based on testing the hypothesis using the t-test it was concluded that bank size has a positive effect on MSME financing, efficiency does not affect MSME financing, liquidity has a positive impact on MSME financing, and the BI rate has a positive impact on MSME financing

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Published

02-11-2021

How to Cite

Husaeni, U. A. A. (2021). Determinants of Micro and Small Business Financing In Sharia Commercial Banks In Indonesia. Jurnal Ilmiah Ekonomi Islam, 7(3), 1499–1504. https://doi.org/10.29040/jiei.v7i3.3510

Issue

Vol. 7 No. 3 (2021): JIEI : Vol. 7, No. 3, 2021

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Articles

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