RGEC: Analisis Tingkat Kesehatan Bank BCA Syariah Sebelum dan Selama Pandemi Covid-19

Authors

  • Kondirin Kondirin Pascasarjana IAIN Kudus, Indonesia

DOI:

https://doi.org/10.29040/jiei.v8i3.6821

Abstract

This study aims to determine the health level of Bank BCA Syariah using the RGEC measurement method before and during the Covid-19 pandemic. The assessment factor in the RGEC method is the Risk Profile using credit risk (NPF ratio) and liquidity risk (FDR ratio), Earnings (ROA ratio) and Capital (CAR ratio). This research is a quantitative descriptive study using secondary data, namely reports published in the 2019-2020 Annual Report. The results of this study indicate that the health level of BCA sharia banks in terms of the risk profile of the NPF ratio before and during the pandemic with the predicate very healthy and the FDR before the pandemic was quite healthy while during the pandemic it was healthy. The GCG ratio before and during the pandemic received a very good rating, then in the profit aspect, the ROA ratio before and during the pandemic was at a fairly healthy composite rating and the capital aspect both before and during the pandemic received a very healthy predicate.

References

Anita, A. (n.d.). Pengukuran Tingkat Kesehatan Perbankan Syariah di Masa Pandemi Covid-19. Jurnal Keislaman, Kemasyarakatan Dan Kebudayaan, 22 (1), 57, 78.

Arianto, B. (2020). Dampak pandemi Covid-19 terhadap perekonomian dunia. Jurnal Ekonomi Perjuangan, 2(2), 106–126.

Azmi, F., Pramono, NH, & Wahyuni, M. (2021). Analisis Tingkat Kesehatan Bank Umum Syariah Menghadapi Pandemi Covid-19 Jurnal Ilmiah Ekonomi Islam, 7(03), 1880–1888

Damanik, H., & Tampubolon, L. (2019). Analisis Kesehatan Bank Dengan Metode Rgec Pada Pt. Bank Sumut Kantor Cabang Iskandar Muda Medan. Jurnal Neraca Agung Volume, 18(1).

Esomar, M. (2021). Analisa dampak covid-19 terhadap kinerja keuangan perusahaan pembiayaan di Indonesia. Jurnal Bisnis, Manajemen, Dan Ekonomi, 2(2), 22–29.

Handayani, D., Hadi, D. R., Isbaniah, F., Burhan, E., & Agustin, H. (2020). Corona virus disease 2019. Jurnal Respirologi Indonesia, 40(2), 119–129.

Ihsan, D. N., & Hosen, M. N. (2021). Performance Bank BNI Syariah Di Masa Pandemi Covid-19. Jurnal Ilmiah Ekonomi Islam, 7(2), 756–770.

Ilhami, & Thamrin, H. (2021). Analisis Dampak Covid 19 Terhadap Kinerja Keuangan Perbankan Syariah di Indonesia. Jurnal Tabarru': Perbankan dan Keuangan Islam, 4(1), 37–45.

Kesuma, YF (2014). Analisis Laporan Keuangan Sebagai Dasar Penilaian Kinerja Keuangan. Jurnal dari Akuntansi dan Keuangan, 5(1),93-121.

Kusumawati, M. (2016). Analisis Perbandingan Kinerja Keuangan Perbankan Berdasarkan Metode CAMELS dan RGEC Pada PT. Bank Mandiri (Persero) Tbk. Jurnal Akuntansi AKUNESA, 4 (1), 1–23.

Kementerian Kesehatan RI. 2020. (2022). Infeksi Emerging Kementerian Kesehatan RI

Muktar, B. (2016). Bank dan Lembaga Keuangan Lain. Prenada Media.

Sumarauw, J., Rotinsulu, TO, & Korompis, VE (2015). Analisis Perbandingan Tingkat Kesehatan Bank Berdasarkan Metode Rgec (Studi Pada PT Bank Rakyat Indonesia Tbk dan PT. Bank Mandiri Tbk Tahun 2012-2014). Jurnal Riset Ekonomi, Manajemen, Bisnis Dan Akuntansi, 3(4), 433–442.

Downloads

Published

05-11-2022

How to Cite

Kondirin, K. (2022). RGEC: Analisis Tingkat Kesehatan Bank BCA Syariah Sebelum dan Selama Pandemi Covid-19. Jurnal Ilmiah Ekonomi Islam, 8(3), 3670–3675. https://doi.org/10.29040/jiei.v8i3.6821

Citation Check