Analisis Peran Dual Banking System dalam Perspektif Ilmu Ekonomi Syariah

Authors

  • Dika Nugraha IPB University, Indonesia
  • Tesya Erfani IPB University, Indonesia
  • Tsabita Fithriya IPB University, Indonesia
  • Ramiza Maghfira IPB University, Indonesia

DOI:

https://doi.org/10.29040/jiei.v9i1.7360

Keywords:

Banking, Dual Banking System, Optimization the Dual Banking System

Abstract

Banking in Indonesia each adheres to a dual banking system in which there are two operating systems, namely sharia and conventional. With the majority of Indonesia's population being Muslim, the fact is that there are still many who prefer conventional banking. This choice occurs because people think that Islamic and conventional banking are the same. The method we use is a literature study approach and uses secondary data. Data shows that Islamic banking has a good role in supporting the economy in terms of economic stability that is not easily affected or dependent on external factors such as interest rates. The role of the dual banking system in an Islamic economic perspective has the potential to be optimized by adopting the advantages of each banking system.

Author Biographies

Dika Nugraha, IPB University

Ekonomi Syariah Student

Tesya Erfani, IPB University

Ekonomi Syariah Student

Tsabita Fithriya, IPB University

Ekonomi Syariah Student

Ramiza Maghfira, IPB University

Ekonomi Syariah Student

References

CNN. (2022). Mengapa Menaikkan Suku Bunga Acuan dapat Menekan Inflasi. Diakses pada 26 November 2022. URL: https://www.cnnindonesia.com/ekonomi/20220922153708-78-851339/mengapa-menaikkan-suku-bunga-acuan-dapat-menekan-inflasi.

Hamzah, M. (2009). Optimalisasi Peran Dual Banking System Melalui Fungsi Strategis JUB Dalam Rangka Menjaga Stabilitas Sistem Keuangan di Indonesia. La_Riba: Jurnal Ekonomi Islam, 3(2), 197-221.

Ikhwaluddin, I. (2022). Implementasi Prinsip-Prinsip Perbankan Syariah tentang Sistem Dual Banking pada Bank BPD Sulselbar Pinrang (Doctoral dissertation, IAIN Parepare).

OJK. Kebijakan Pengembangan dan Roadmap Perbankan Syariah. Diakses pada 19 November 2022. URL: https://www.ojk.go.id/id/kanal/syariah/tentang-syariah/Pages/Kebijakan-Pengembangan-dan-Roadmap-.aspx.

Rachma, SA. (2022). Menengok Dampak Kenaikan Suku Bunga ke Bank Syariah. Diakses pada 26 November 2022. URL: https://www.merdeka.com/perbankan/menengok-dampak-kenaikan-suku-bunga-ke-bank-syariah.html.

Rafi, I. (2019). Larangan Allah dalam Berekonomi yang Batil.

Rahmatika, AN. (2014). Dual Banking System di Indonesia.

At:Tahdzib: Jurnal Studi Islam Dan Muamalah, 2(2), 133-147.

Ramadhina, ZZ. (2021). Keabsahan Transaksi Jual Beli Gharar.

Roski, MD. (2019). Dual Banking System di Indonesia dalam Perspektif Politik Hukum Ekonomi Syari’ah. An-Nawa: Jurnal Studi Islam, 1(2), 62-73.

Sari, IN & Ledista, L. (2022). Gharar dan Maysir dalam Transaksi Ekonomi Islam. Izdihar: Jurnal Ekonomi Syariah, 2(2), 22-40.

Sutjipto, TS & Cahyono, EF. (2020). Tadlis dan Taghrir dalam Transaksi pada E-marketplace. Jurnal Ekonomi Syariah Teori dan Terapan, 7(5), 874-885.

Wulandari, C & Zulqah, KA. (2020). Tinjauan Islam terhadap Mekanisme Pasar dan Penanganan Distorsinya. Journal of Islamic Economics and Finance Studies, 1(1), 82-99.

Yeubun, S. F., & Baharuddin, J. (2021). Dampak Dual Banking Sistem pada Stabilitas Perbankan di Indonesia. EL MUDHORIB: Jurnal Kajian Ekonomi dan Perbankan Syariah, 2(2), 53-62.

Downloads

Additional Files

Published

23-03-2023

How to Cite

Nugraha, D., Erfani, T., Fithriya, T., & Maghfira, R. (2023). Analisis Peran Dual Banking System dalam Perspektif Ilmu Ekonomi Syariah. Jurnal Ilmiah Ekonomi Islam, 9(1), 1315–1321. https://doi.org/10.29040/jiei.v9i1.7360

Issue

Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023

Section

Articles

Citation Check

License

The copyright of the article fully belongs to the Jurnal Ilmiah Ekonomi Islam and publishing rights belong entirely to LPPM STIE AAS Surakarta

 Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

Similar Articles

<< < 10 11 12 13 14 15 16 17 18 19 > >> 

You may also start an advanced similarity search for this article.