Standardization of Shari'ah Compliance Establishment and Operation of Sharia Cooperatives in Indonesia

Authors

  • Abdurrahman Azmi Universitas Darussalam Gontor

DOI:

https://doi.org/10.29040/jiei.v9i1.7457

Keywords:

Sharia Cooperative, Sharia Compliance, DSN MUI

Abstract

Sharia cooperatives have had many positive impacts on micro-businesses, and in a short time have been able to help around 920 thousand micro businesses in Indonesia. However, because there are still big problems in running sharia cooperatives, namely human resources that are not yet professional, sharia cooperatives need close supervision by those who understand sharia principles. One element of assessing the soundness of sharia cooperatives is compliance. adhere to sharia principles and always pay attention to the fatwas of the National Sharia Council (DSN). Given the many problems related to operations in sharia cooperatives, the researcher considers that discussion regarding the standardization of the establishment and operation of sharia cooperatives is very much needed. to be a benchmark for the level of sharia compliance in its operations. Therefore this research will examine the standardization of the establishment and operation of sharia cooperatives as analyzed from the DSN-MUI fatwa No.141/DSN-MUI/VII/2021 concerning guidelines for the establishment and operation of sharia cooperatives in Indonesia. The method used in this study is the descriptive qualitative method, through a literature survey which is then analyzed based on data sources. The results of this study are that the DSN-MUI fatwa no 141/DSN-MUI/VIII/2021 concerning guidelines for the establishment and operation of sharia cooperatives, has explained standardization, as well as sharia limitations on the establishment and operation of sharia cooperatives in Indonesia.

References

Abdila, Reynas, ‘Koperasi Simpan Pinjam Pembiayaan Syariah Didorong Gerakan Ekonomi Sektor Riill’, Tribun Bisnis, 2021 <https://www.tribunnews.com/bisnis/2021/07/17/koperasi-simpan-pinjam-pembiayaan-syariah-didorong-gerakkan-ekonomi-sektor-riil>

Abdurrahman, H, and A Yahya, Bisnis Dan Muammalah Kontemporer (Bogor: Al-Azhar Fresh Zone, 2015)

Angriani, Veni, and Hasim As’ari, ‘Strategi Pengembangan Koperasi Syariah Di Kota Pekanbaru’, Jurnal Ilmu Administrasi Publik, 7.2 (2021), 120–29 <https://doi.org/10.25299/jiap.2021.vol7(2).6938>

ant, ‘Kemenkop: Kinerja Koperasi Syariah Makin Baik’, Okefinance, 2016 <https://economy.okezone.com/>

Bidang Pengawasan, Deputi, ‘Peraturan Deputi Bidang Pengawasan Kementerian Koperasi Dan Usaha Kecil Dan Menengah Republik Indonesia’, Pedoman Penilaian Kesehatan Koperasi Simpan Pinjam Dan Unit Simpan Pinjam Koperasi, 06.20 (2016), 1–39 <https://sumbarprov.go.id/images/1482118726-Perdep06_2016_Penilaian_Kesehatan_KSP.pdf>

Depkop, ‘Jumlah Koperasi Syariah Di Indonesia Mencapai 150.223’, GOukm.Id, 2016 <https://goukm.id/jumlah-koperasi-syariah-di-indonesia-mencapai-150-223/>

Dimyati, Ahmad, Islam Dan Koperasi Telaah Peran Serta Umat Islam Dalam Pengembangan Koperasi (Jakarta: Koperasi Jasa Informasi (KOPINFO), 1989)

DSN-MUI, ‘Fatwa Dewan Syari’ah Nasional No: 05/DSN-MUI/IV/2000 Tentang Jual Beli Salam’, Himpunan Fatwa DSN MUI, 2000, 1–4 <https://drive.google.com/file/d/0BxTl-lNihFyzZ3JSZjFuRHN5MjA/view?resourcekey=0-GFms2sqm62qRmnyS9Qioeg>

———, ‘Fatwa Dewan Syari’ah Nasional No: 79/DSN-MUI/III/2011 Tentang Qardh Dengan Menggunakan Dana Nasabah’, 2011, pp. 1–8 <https://drive.google.com/file/d/0BxTl-lNihFyzanlVZ1dQWGJTWTQ/view?resourcekey=0-gL15DaljH6RQnAEcWUdfAA>

———, ‘Fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia No: 117/DSN-MUI/II/2018 Tentang Layanan Pembiayaan Berbasis Teknologi Informasi Berdasarkan Prinsip Syariah’, 2018, p. 14

———, Fatwa Dewan Syariah Nasional No. 04/DSN-MUI/IV/2000 Tentang Murabahah, Dsn Mui, 2000, I

———, Fatwa Dewan Syariah Nasional No 11/DSN-MUI/IV/2000/Kafalah, 2000

———, ‘Fatwa Dewan Syariah Nasional Nomor: 92/DSN-MUI/IV/2014 Tentang Pembiayaan Yang Disertai Rahn (At-Tamwil Al-Mautsuq Bi Al-Rahn)’, 2014, pp. 1–7 <https://dsnmui.or.id/kategori/fatwa/?s=rahn>

———, ‘Fatwa DSN-MUI No.111/DSN-MUI/IX/2017 Tentang Akad Jual Beli Murabahah’, Dewan Syariah Nasional MUI, 19, 2017, 4 <https://dsnmui.or.id/kategori/fatwa/?s=murabahah>

———, ‘Fatwa DSN-MUI No 06/DSN-MUI/IV/2000 Tentang Akad Jual Beli Istishna’’, 2000, pp. 1–3

———, ‘Fatwa DSN-MUI No 112/DSN-MUI/IX/2017 Tentang Akad Ijarah’, Fatwa Dewan Syariah Nasional- Majelis Ulama Indonesia Tentang Akad Ijarah, 2017, pp. 1–7

———, ‘Fatwa DSN NO: 09/DSN-MUI/IV/2000 Tentang Pembiayaan Ijarah’, Himpunan Fatwa DSN MUI, 2000, p. 4 <https://drive.google.com/file/d/0BxTl-lNihFyzWTJMRVY3bzdiYVk/view?resourcekey=0-31uJZUrr7VSi_M5DDHXvGg>

———, ‘Fatwa Nomor 116/DSN-MUI/IX/2017 Tentang Uang Elektronik Syariah’, Dsn-Mui, 19, 2017

DSN MUI, ‘FATWA DSN MUI Nomor: 27/DSN-MUI/III/2002 Tentang Al-Ijarah Al-Mutahiyah Bi Al-Tamlik’, April, 2002, 16–18

Fidiana, Fidiana, ‘Tinjauan Kritis Kesyariahan Koperasi Syariah’, IQTISHADIA Jurnal Ekonomi & Perbankan Syariah, 4.2 (2017), 137–54 <https://doi.org/10.19105/iqtishadia.v4i2.1476>

Ghulam, Zainil, ‘Implementasi Maqashid Syariah Dalam Koperasi Syariah’, Iqtishoduna, 7.1 (2016), 90–112

Harto, Prayogo P, Umi Amaliah, and Sri Mulyati, ‘Penilaian Tingkat Kesehatan Koperasi Syariah Berdasarkan Peraturan Kementerian Koperasi Dan Ukm’, Jurnal Ekonomi Dan Perbankan Syariah, 6.2 (2018), 5–26 <https://doi.org/10.46899/jeps.v6i2.79>

Indonesia, Menteri Koperasi dan Usaha Kecil dan Mnengah Republik, ‘Peraturan Menteri Dan Usaha Kecil Menengah Republik Indonesia Nomor 10/Per/M.KUKM/IX/2015 Tentang Kelembagaan Koperasi.’, KemenKop, 2015, 1–14 <http://weekly.cnbnews.com/news/article.html?no=124000>

———, ‘Peraturan Menteri Koperasi Dan Usaha Kecil Menengah Republik Indonesia Nomor 14/Per/M.KUKM/IX/2015 Tentang Pedoman Anuntansi Usaha Simpan Pinjam Dan Pembiayaan Syariah Oleh Koperai’, 2015

Kemenkop-UKM, ‘Peraturan Menteri Koperasi Dan Usaha Kecil Dan Menengah Republik Indonesia Nomor 16/Per/M.KUKM/IX/2015 Tentang Pelaksanaan Kegiatan Usaha Simpan Pinjam Dan Pembiayaan Syariah Oleh Koperasi’, 2015, pp. 2004–6

Majelis Ulama Indonesia, ‘Fatwa DSN-MUI Nomor 113/DSN-MUI/IX/2017 Tentang Akad Wakalah Bil Ujrah’, Fatwa DSN MUI, 113.19 (2017)

Marlina, Ropi, and Yola Yunisa Pratama, ‘Koperasi Syariah Sebagai Solusi Penerapan Akad Syrikah Yang Sah’, Amwaluna: Jurnal Ekonomi Dan Keuangan Syariah, 1.2 (2017), 263–75 <https://doi.org/10.29313/amwaluna.v1i2.2582>

MUI, DSN, ‘Dewan Syariah Nasional-Majelis Ulama Indonesia No 110/DSN-MUI/IX/2017’, 2017, 1–23

———, ‘Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia No: 141/DSN-MUI/VIII/2021 Tentang Pedoman Pendirian Dan Operasional Koperasi Syariah’, 2021

Ningsih, Dewi Agustiya, and Ani Hayatul Masruroh, ‘Analisis Perbandingan Sistem Pemberian Kredit Pada Koperasi Syariah Dan Koperasi Konvensional’, Jurnal Penelitian Teori & Terapan Akuntansi (PETA), 3.1 (2018), 85–94 <https://doi.org/10.51289/peta.v3i1.336>

Niswah, Farokhah Muzayinatun, and Dina Fitrisia Septiarini, ‘Faktor Yang Mempengaruhi Kenaikan Dan Penuruna Sisa Hasil Usaha (SHU) Koperasi Syariah’, Jurnal Ekonomi Syariah Teori Dan Terapan, 4.12 (2017), 937 <https://doi.org/10.20473/vol4iss201712pp937-951>

Okfitasari, Antin, and Agus Suyatno, ‘Analisis Kesehatan Koperasi Syariah Dalam Upaya Meningkatkan Kinerja Dan Pelayanan’, Jurnal Ilmiah Ekonomi Islam, 4.02 (2018), 91 <https://doi.org/10.29040/jiei.v4i2.260>

Rindang, Kharisma Sejati, ‘Paramansyah, Arman Al-Kharaj : Jurnal Ekonomi , Keuangan & Bisnis Syariah’, Al-Kharaj: Jurnal Ekonomi, Keuangan Dan Bisnis Syariah, I.19 (2019), 91–97 <https://doi.org/10.47467/alkharaj.v3i1.301>

Rizki, ‘Peran Teknologi Pada BMT’, Mikro Syariah, 2021 <https://mikrosyariah.id/peran-teknologi-pada-bmt/>

Safe’i, Abdulah, ‘Koperasi Syariah: Tinjauan Terhadap Kedudukan Dan Peranannya Dalam Pemberdayaan Ekonomi Kerakyatan’, Media Syariah, 14.1 (2012), 39–62

Sandu Siyoto, Dasar Metodologi Penelitian, 2015

Undang-Undang RI No. 25 Tahun 1992 Tentang Perkoperasian Indonesia, ‘Undang-Undang RI No. 25 Tahun 1992 Tentang Perkoperasian Indonesia’, 1992, pp. 1–57 <https://www.dpr.go.id/dokjdih/document/uu/783.pdf>

Yusuf, Burhanuddin, ‘Analisis Tingkat Kesehatan Koperasi Syariah’, Esensi, 6.1 (2016), 101–12 <https://doi.org/10.15408/ess.v6i1.3124>

Downloads

Published

23-03-2023

How to Cite

Azmi, A. (2023). Standardization of Shari’ah Compliance Establishment and Operation of Sharia Cooperatives in Indonesia. Jurnal Ilmiah Ekonomi Islam, 9(1), 1308–1314. https://doi.org/10.29040/jiei.v9i1.7457

Citation Check

Similar Articles

1 2 3 4 5 6 7 8 9 10 > >> 

You may also start an advanced similarity search for this article.