rais, amin ok 2022. Analisis DSN MUI Nomor : 103/DSN-MUI/X/2016 Tentang Novasi Subyektik berdasarkan Prinsip Syariah. Jurnal Ilmiah Ekonomi Islam. 8, 2 (Jul. 2022), 1385–1392. DOI:https://doi.org/10.29040/jiei.v8i2.4562.