THO’IN, Muhammad. Effect of Financing to Deposit Ratio and Operational Efficiency on Profitability (ROA) with NPF as Intervening in Islamic Banks. Jurnal Ilmiah Ekonomi Islam, [S. l.], v. 8, n. 2, p. 2020–2026, 2022. DOI: 10.29040/jiei.v8i2.5857. Disponível em: https://jurnal.stie-aas.ac.id/index.php/jei/article/view/5857. Acesso em: 27 jun. 2025.