Khoiroh, M. and Musyafa2 (2026) “Pengaruh dana pihak ketiga (dpk), non-performing financing (npf), dan financing to deposit ratio (fdr) terhadap profitabilitas bank umum syariah di Indonesia periode 2019–2023”, Jurnal Ilmiah Ekonomi Islam, 12(5), pp. 116–126. doi: 10.29040/jiei.v12i5.21039.