Setiyowati, Arin, and Achmad Syaiful Hidayat. “Ziswaf and Islamic Bank: Study of Ziswaf Fund Management at Bank Muamalat KC Darmo Surabaya”. Jurnal Ilmiah Ekonomi Islam, vol. 9, no. 1, Mar. 2023, pp. 885-92, doi:10.29040/jiei.v9i1.7767.