Humaida, Humaida, Zaki Mubarak, and Rahma Yuliani. “Looking into What Makes Muslim Millennial and Generation Z Want to Use Digital Wallets in Banjarmasin”. Jurnal Ilmiah Ekonomi Islam 9, no. 1 (March 14, 2023): 748–754. Accessed March 11, 2026. https://jurnal.stie-aas.ac.id/index.php/jei/article/view/6953.