Utomo MN, Islami RN, Pratiwi A. Preferensi Produk Perbankan Syariah, Di Kota Tarakan: Pendekatan Analisis Multigrup. JIEI [Internet]. 2023 Nov. 24 [cited 2025 Aug. 25];9(3):4384-98. Available from: https://jurnal.stie-aas.ac.id/index.php/jei/article/view/10438