THE INFLUENCE OF FINANCIAL SELF-EFFICACY ON STUDENTS' INVESTMENT INTEREST WITH INVESTMENT KNOWLEDGE AS A MODERATING VARIABLE
Abstract
Investment is the most appropriate way to increase money for students who are busy with various activities. There are several factors that can influence students' investment interest, including Financial Self Efficacy and knowledge of investment itself. Therefore, this research aims to analyze the influence of Financial Self Efficacy on Students' Investment Interest with Investment Knowledge as a moderating variable which researchers believe can strengthen the influence of this variable. This research is a quantitative research with an explantory approach. The data used in this research is secondary data distributed through a questionnaire scale containing 20 question items to 250 students of Asy-Syafi'iyah Islamic University with the criteria of 3 months of investing across all platforms with consideration of investment consistency and adjusted to the average student investment. The data collected in this study was analyzed using PLS 3.0. The research results show that the Financial Self Efficacy variable has a positive relationship and a significant influence on the Student Investment Interest variable because increasing self-confidence in managing finances will increase the financial potential of Asy-Syafi'iyah students to become more prosperous and ultimately students will manage their finances. his finances are as good as possible. One way is by investing. Apart from that, the Investment Knowledge variable can moderate the influence of the Financial Self Efficacy variable on the Student Investment Interest variable because increasing investment knowledge in students will make their self-confidence higher. In the end, student savings increase and students continue to think about expanding them. One way is by investing.
Keywords : Financial Self Eficacy, Investment Interest, Investment Knowledge
Full Text:
PDFReferences
REFERENCES
Felisya, R., & Arifin, A. Z. (2022). Pengaruh Financial Attitude, Risk Perception terhadap Investment Intention pada Pasar Saham Indonesia. Jurnal Manajerial Dan Kewirausahaan, 4(4), 899–907. https://doi.org/10.24912/jmk.v4i4.20541
Ghozali, I. (2016). Aplikasi analisis multivariete dengan program (IBM. SPSS). Univrsitas Dipenogoro.
Hikmah, & Rustam, T. A. (2020). Pengetahuan Investasi, Motivasi Investasi, Literasi Keuangan dan Persepsi Risiko Pengaruhnya Terhadap Minat Investasi pada Pasar Modal. SULTANIST: Jurnal Manajemen Dan Keuangan, 8(2), 131–140. https://sultanist.ac.id/index.php/sultanist
Irmayani, N. W. D., Rusadi, N. W. P., Premayanti, K. P., & Pradana, P. A. (2022). Motivasi, Pengetahuan Investasi, Self Efficacy dan Minat Investasi selama Pandemi Covid-19. E-Jurnal Akuntansi, 32(10), 3176. https://doi.org/10.24843/eja.2022.v32.i10.p20
Listyani, T. T. (2020). Analisis Pengaruh Pengetahuan Investasi , Dan Persepsi Risiko Terhadap Minat Investasi Mahasiswa Di Pasar Modal ( Studi Pada Pt Phintraco Sekuritas Branch Office Semarang ). 2(1), 49–70. SULTANIST: Jurnal Manajemen Dan Keuangan, 2(1), 49–70.
Rahma, F. A., & Susanti, S. (2022). Pengaruh Literasi Keuangan, Financial Self Efficacy dan Fintech Payment terhadap Manajemen Keuangan Pribadi Mahasiswa. Edukatif : Jurnal Ilmu Pendidikan, 4(3), 3236–3247. https://doi.org/10.31004/edukatif.v4i3.2690
Rusda, D. A. (2020). Faktor-Faktor Yang Mempengaruhi Minat Investasi Di Pasar Modal Pada Mahasiswa Kota Semarang. Doctoral Dissertation Univesitas Negeri Semarang, 1–128.
Sari, E. Y. N. (2021). Sikap Keuangan, Kontrol Perilaku, Efikasi Diri dan Perilaku Keuangan. Jurnal Saintifik Manajemen Dan Akuntansi, 4(1), 28–39. https://doi.org/https://doi.org/10.35138/organum.v4i1 .134
Sarstedt, M., M. Ringle, C., Smith, D., Reams, R., & Hair Jr, J. F. (2014). Partial least squares structural equation modeling (PLS-SEM): A useful tool for family business researchers. Journal of Family Business Strategy, 5(1), 105–115.
Supriyanto, A. S. (2019). Riset Manajemen Sdm. Inteligensia Media.
Widiawati, M. (2020). Pengaruh Literasi Keuangan, Locus Of Control , Financial Self-Efficacy, Dan Love Of Money Terhadap Manajemen Keuangan Pribadi. Prisma (Platform Riset Mahasiswa Akuntansi), 1(1), 97–108. https://ojs.stiesa.ac.id/Index.Php/Prism
DOI: http://dx.doi.org/10.29040/jie.v8i1.11164
Refbacks
- There are currently no refbacks.
|
|
|
|
|
|
||