PENGARUH FEE BASED INCOME TERHADAP PROFITABILITAS PADA BANK MUAMALAT INDONESIA PERIODE 2012-2022

Mutiara Septyana, Asnaini Asnaini, Yunida Een Fryanti

Abstract


One of the indicators used to measure the performance of a company and measure the amount of profit so that it is used efficiently is to look at the profitability ratio. In terms of profitability, the ratio most often used is Return On Assets (ROA), which measures the ability of bank management to obtain overall profits. The greater the Return On Assets (ROA) of a bank, the greater the level of profit achieved by the bank. The aim of this research is to find out how Fee Based Income influences Bank Muamalat Indonesia's profitability in 2012-2022. This research uses a quantitative approach with data in the form of numbers which will be analyzed and tested using SPSS. The method used is a simple linear regression analysis method, this method is used to determine the influence of Fee Based Income on the Profitability of Bank Syariah Indonesia. The data used is secondary data, namely a time series obtained from Bank Muamalat Indonesia financial report data for 2012-2022. The results of this research indicate that there is no significant influence of the Fee Based Income variable partially on the profitability of Bank Muamalat Indonesia.

Full Text:

PDF

References


Ali, Z. (2010). Hukum Perbankan Syariah. Jakarta: Sinar Grafika.

Amelia, W. (2019). Pengaruh Fee Based Income Terhadap Profitabilitas Pada PT BNI Syariah Periode 2013-2018. Tanah Datar: IAIN Batusangkar.

Anshori, A. (2007). Perbankan Syariah Di Indonesia. Yogyakarta: Gajah Mada University Press.

Anwariyah, & Maftuhatul, A. (2021). Pengaruh Fee Based Income terhadap Profitabilitas Perbankan Syariah di Indonesia Studi Kasus Bank Umum Syariah (BUS) Periode 2016-2020. Banten: UIN SHM.

Cahyono, G. (2018). Pengaruh Fee Based Income Terhadap Profitabilitas Bank Umum Syariah Di Indonesia Periode 2011-2015. Lampung: UIN Raden Intan.

Dendawijaya, L. (2005). Manajemen Perbankan Edisi Kedua. Jakarta: Ghalia Indonesia.

Dendawijaya, L. (2015). Manajemen Perbankan. Jakarta: PT Bumi Aksara.

Fatmawati, N., & Hakim, A. (2020). Analisis Tingkat Profitabilitas Perbankan Syariah Di Indonesia. Jurnal Baabul Al-Ilmi Ekonomi dan Perbankan Syariah, 2.

Ghozali, I. (2013). Aplikasi Analisis Multivariate dengan Program IBM SPSS 21 Update PLS Regresi. Semarang: Badan Penerbit Universitas Diponegoro.

Harianto, S. (2017). Rasio Keuangan dan Pengaruhnya terhadap Profitabilitas Pada Bank Pembiayaan Rakyat Syariah Di Indonesia. Jurnal Bisnis dan Manajemen, 43.

Hidayat, R. (2017). Pengaruh Fee Based Income terhadap Profitabilitas Bank Umum Konvensional Periode 2011-2021. Bandung: Universitas Widyatama.

Ismail. (2011). Perbankan Syariah. Jakarta: Kencana.

Kasmir. (2012). Bank Dan Lembaga Keuangan Lainnya. Jakarta: Raja Grafindo.

Muhammad. (2004). Manajemen Dana Bank Syariah. Yogyakarta: Ekonosia.

Noor, J. (2011). Metodologi Penelitian . Jakarta: Prenadamedia Group.

Nur, F., & Sukmana, R. (2019). Determinan Return On Assets (ROA) Pada Industri Perbankan Syariah Di Indonesia Periode 2010-2018 Pendekatan Autoregresivve Distributed Lag (ARDL). Jurnal Ekonomi Syariah Teori dan Terapan, 98.

Nur, Feranti Farah; Sukmana, Raditya;. (2019). Determinan Return On Assets (ROA) Pada Industri Perbankan Syariah Di Indonesia Periode 2010-2018 Pendekatan Autoregressive Distribusi Lag (ARDL) . Jurnal Ekonomi Syariah dan Terapan, 98.

Oktarina, A., & Asnaini. (2020). Potensi Kontribusi Institusi Pendidikan Islam Terhadap Perkembangan Bank Syariah Di Indonesia. Al Intaj; Jurnal Ekonomi dan Perbankan Syariah , 51.

Sa'diyah, I. (2014). Analisis Hubungan Spread, Fee Based Incme, dan Financing to Deposit Ratio terhadap Profitabilitas Perbankan Syariah di Indonesia. Yogyakarta: UIN Sunan Kalijaga.

Saputra, M. (2003). Pengaruh Fee Based Income terhadap Laba Bank Syariah (Studi Kasus Pada PT. Bank Muamalat Indonesia Tahun 2015-2022. Lampung: UIN Raden Intan.

Sartono, A. (2018). Manajemen Keuangan, Teori dan Aplikasi . Yogyakarta: BPFE.

Sugiyono. (2011). Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta.

Suhardi, P. (2002). Transaksi Transfer dan Inkaso. Yogyakarta: Kanisius.

Susanto, B. (2008). Hukum Perbankan Syariah di Indonesia. Yogyakarta: UII Pres Yogyakarta.

Syah, T. (2018). Pengaruh Inflasi, BI Rate, NPF, dan BOPO Terhadap Profitabilitas Bank Umum Syariah Di Indonesia. Jurnal Ekonomi Islam, 12.




DOI: http://dx.doi.org/10.29040/jie.v8i2.12876

Refbacks

  • There are currently no refbacks.