EVALUASI KINERJA KEUANGAN BANK SYARIAH INDONESIA DENGAN MENGGUNAKAN METODE ISLAMICITY PERFORMANCE INDEX (IPI) PERIODE 2021-2023

Dianita Nur Insani, Romi Adetio Setiawan, Kustin Hartini

Abstract


The aim of this research is to determine and explain the performance of Bank Syariah Indonesia using the Islamicity Performance Index method. Because the Islamicity Performance Index is able to reveal the materialistic and spiritual values that exist within Bank Syariah Indonesia. This research method uses non-statistical quantitative methods and qualitative descriptive methods. In the Islamicity Performance Index indicator, the performance of Bank Syariah Indonesia is as follows: Profit Sharing Ratio (PSR) as a result of the analysis is in the predicate of very good, Zakat Performance Ratio (ZPR), Equitable Distribution Ratio (EDR) which includes Qardh and Donations, Employee Expenditures and Net Profit is in the category of poor, the ratio of Sharia Investment vs non-Islamic Investment and the Ratio of Islamic Income vs. Non-Islamic Income is in the category of very good. Thus, the results of evaluating the financial performance of Bank Syariah Indonesia for the 2021-2023 period using the Islamicity Performance Index method obtained results that were in accordance with the use of this method.

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References


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DOI: http://dx.doi.org/10.29040/jie.v8i3.14043

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