Analisis Penerapan Literasi Keuangan Syariah pada Bisnis Trend Fashion Muslim di Indonesia

Authors

  • Samsul Hilal Universitas Islam Negeri Raden Intan Lampung, Indonesia
  • Liya Ermawati Universitas Islam Negeri Raden Intan Lampung, Indonesia
  • Ainul Fitri Universitas Islam Negeri Raden Intan Lampung, Indonesia

DOI:

https://doi.org/10.29040/jie.v8i3.14174

Abstract

The development of Muslim fashion trends in Indonesia is currently very rapid, so it is necessary to manage finances in accordance with the teachings of Islamic sharia. This requires a greater understanding of sharia financial literacy. Sharia financial literacy is someone who understands and is able to apply knowledge about sharia finance and the ability to make financial decisions in accordance with financial principles and in accordance with Islamic rules. The aim of this research is to analyze the application of sharia financial literacy to the Muslim fashion trend business in Indonesia. This research method uses a descriptive and verification approach. The type of data used is primary data (observation, interviews and questionnaires). The research results show that the application of sharia financial literacy to the Muslim fashion trend business in Indonesia has gone well. In accordance with the results, to be able to manage finances, business people must understand and be able to apply good literacy about financial management. The better the business person's literacy understanding about sharia finance, the better they will be at managing finances. Apart from that, increasing knowledge and understanding regarding sharia financial literacy in the Muslim fashion trend business in Indonesia will encourage increased productivity in this business.

References

Cahyanti, D. H. (2018). Analisis Pengaruh Tingkat Literasi Keuangan Syariah, Religiusitas Masyarakat, Dan Keterjangkauan Akses Layanan Terhadap Penggunaan Jasa Perbankan Syariah (Studi Kasus Masyarakat Yogyakarta). UIN Sunan Kalijaga.

Djuwita, D., & Yusuf, A. A. (2018). Tingkat Literasi Keuangan Syariah Di Kalangan UMKM Dan Dampaknya Terhadap Perkembangan Usaha. Al-Amwal, 10.

Fatwa Dewan Syari’ah Nasional No: 21/DSN-MUI/X/2001 tentang Pedoman Umum Asuransi Syariah. (2001).

Hambali, M. Y. (2018). Pengaruh Literasi Keuangan Syariah Terhadap Perilaku Keuangan Masyarakat Sekitar Pondok Pesantren Di Kecamatan Cibitung Bekasi. IPB University.

Huston, S. J. (2010). Measuring Financial Literacy. The Journal of Consumer Affairs, 44.

Ichwan, C. N. F. (2016). Studi Literasi Keuangan Pengelola Usaha Kecil Menengah Pada Wilayah Gerbangkertasusila.

Otoritas Jasa Keuangan. (2013). Strategi Nasional Literasi Keuangan Syariah.

Otoritas Jasa Keuangan. (2017). Strategi Nasional Literasi Keuangan Indonesia (Revisit 2017).

Remund, D. L. (2010). Financial Literacy Explicated: The Case For A Clearer Definition In An Increasingly Complex Economy. The Journal of Consumer Affairs, 44.

Soemitra, A. (2009). Bank Dan Lembaga Keuangan Syariah. Kencana.

Downloads

Published

2023-12-31

How to Cite

Hilal, S., Ermawati, L., & Fitri, A. (2023). Analisis Penerapan Literasi Keuangan Syariah pada Bisnis Trend Fashion Muslim di Indonesia. JURNAL ILMIAH EDUNOMIKA, 7(2). https://doi.org/10.29040/jie.v8i3.14174

Issue

Section

Articles

Citation Check