PENGARUH FINTECH, TEKNOLOGI INFORMASI, DAN E COMMERCE TERHADAP KEPUASAN FINANSIAL (Studi Kasus Generasi Z Di Kelurahan Pejaten Barat, Kota Jakarta Selatan)

Authors

  • Zaki Fathuzahra Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Nasional, Jakarta, Indonesia
  • Kumba Digdowiseiso Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Nasional, Jakarta, Indonesia

DOI:

https://doi.org/10.29040/jie.v7i2.8892

Abstract

The purpose of this study was to analyze the effect of fintech, information technology, and e-commerce on financial satisfaction in Generation Z in Pejaten Barat Village, Pasar Minggu District, South Jakarta City. This research is sourced from primary data obtained from respondents through distributing questionnaires. The research sample was taken as many as 100 respondents with the method used is simple random sampling method. Descriptive analysis and multiple linear regression analysis are the data analysis techniques used in this study using the STATA Statistics version 17 program. Based on the results of the study, it was found that the financial technology variable had a positive and significant effect, then the information technology variable had no effect on financial satisfaction, while the e commerce variable has no effect on financial satisfaction in generation Z in Pejaten Barat Village, South Jakarta. Keywords : Financial Technology, Information Technology, E Commerce, and Financial Satisfaction

References

Ahmaddien, Iskandar, & Syarkani, Yofy. (2019). Statistika Terapan. Bandung: ITB Press.

Budiyono, Muhammad Tho'in, Dewi Muliasari, and Serly Andini Restu Putri. "An analysis of customer satisfaction levels in islamic banks based on marketing mix as a measurement tool." Annals of the Romanian Society for Cell Biology (2021): 2004-2012.

Dalle, Juhriyansyah, Akrim, A., & Baharuddin. (2020). Pengantar TEKNOLOGI INFORMASI (1st ed.; Tim Editor RGP, Ed.). Depok: PT Rajagrafindo Persada.

Digdowiseiso, Kumba. (2017). Metode Penelitian Ekonomi dan Bisnis. In Suharyono (Ed.), Universitas Pendidikan Indonesia (1st ed., Vol. 1). Jakarta: LPU-UNAS.

Kristiyanti, L. M. S. (2021). The implementation of good corporate governance, village apparatus performance, organizational culture, andits effects against village fund management accountability (Case study of Tulung District, Klaten Regency). Annals of the Romanian Society for Cell Biology, 1985-1996.

Kusuma, I. L., Dewi, M. W., & Tho’in, M. (2021). Analysis of the effect of human resources competency, utilization of technological information, and internal control systems on the value of financial reporting information. Annals of the Romanian Society for Cell Biology, 14628-14638.

Peraturan Bank Indonesia. (2017). Penyelenggaraan Teknologi Finansial. In Peraturan Bank Indonesia NOMOR 19/12/PBI/2017. Retrieved from https://www.bi.go.id/id/publikasi/peraturan/Documents/PBI_191217.pdf

Hasanudin, Nurwulandari, Andini, & Safitri, Ronika Kris. (2021). PENGARUH PENGETAHUAN INVESTASI, MOTIVASI DAN PELATIHAN PASARMODAL TERHADAP KEPUTUSAN INVESTASI YANG DIMEDIASI OLEHMINAT INVESTASI (Studi. JIMEA | Jurnal Ilmiah MEA (Manajemen, Ekonomi, Dan Akuntansi), Vol. 5 No.(3), 494–512.

Hasibuan, Beby Kendida, Walad Altsani HR, & Lubis, Yeti Meliany. (2018). Financial Literacy and Financial Behavior as a Measure of Financial Satisfaction. 46(Ebic 2017), 503–507. https://doi.org/https://dx.doi.org/10.2991/ebic-17.2018.79

Lee, Cassey, & Lee, Eileen. (2020). E-Commerce, Competition & ASEAN Economic Integration (1st ed.; Cassey Lee & Eileen Lee, Eds.). Singapore: ISEAS-Yusof Ishak Institute.

Nanda Salsabila. (2022). Karakteristik Gen Z, Generasi yang Dianggap Manja. Retrieved December 29, 2022, from https://www.brainacademy.id/blog/gen-z

Permana, Ivan, WIdyaningsih, Dewi, & Cahyani, Afiza Regita. (2021). Pengaruh fintech dan e-commerce terhadap kepuasan keuangan pada pelaku umkm. JURNAL ILMIAH MANAJEMEN DAN KEWIRAUSAHAAN, 1(2), 139–144. Retrieved from http://journal.politeknik-pratama.ac.id/index.php/IMK

Purwanto, Purwanto, Fachrizi, Ach Resa, & Isnain Bustaram. (2021). Pengaruh Financial Technology Terhadap Kepuasan Keuangan Pada UMKM Di Kabupaten Pamekasan. Ekombis Sains: Jurnal Ekonomi, Keuangan Dan Bisnis, 6(1), 21–28. https://doi.org/10.24967/ekombis.v6i1.839

Yolanda, Yola, & Dessyana. (2022). COMMERCE TERHADAP KEPUASAN FINANCIAL MASYARAKAT KOTA MEDAN. JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi) Universitas Pendidikan Ganesha, 13(1), 271–280.

Downloads

Published

2023-05-06

How to Cite

Fathuzahra, Z., & Digdowiseiso, K. (2023). PENGARUH FINTECH, TEKNOLOGI INFORMASI, DAN E COMMERCE TERHADAP KEPUASAN FINANSIAL (Studi Kasus Generasi Z Di Kelurahan Pejaten Barat, Kota Jakarta Selatan). JURNAL ILMIAH EDUNOMIKA, 7(2). https://doi.org/10.29040/jie.v7i2.8892

Issue

Section

Articles

Citation Check