SERANG, Adrian Eka Darma. INTEGRASI PARAMETER ESG DALAM SISTEM PENILAIAN KELAYAKAN PENJAMINAN KREDIT UMKM: PENDEKATAN RISK-BASED GUARANTEE ANALYSIS. JURNAL ILMIAH EDUNOMIKA, [S. l.], v. 9, n. 4, 2025. DOI: 10.29040/jie.v9i4.18674. Disponível em: https://jurnal.stie-aas.ac.id/index.php/jie/article/view/18674. Acesso em: 6 mar. 2026.