JUSUF, Sabrun; MEYKEL DJUUNA; FRICY RUMINTJAP. ANALYSIS OF ONLINE LOAN PENETRATION AND CONSUMER BEHAVIOR IN INDONESIA . JURNAL ILMIAH EDUNOMIKA, [S. l.], v. 10, n. 1, 2026. DOI: 10.29040/jie.v10i1.19417. Disponível em: https://jurnal.stie-aas.ac.id/index.php/jie/article/view/19417. Acesso em: 13 mar. 2026.