Gunawan, M. L. N. P. (2023) “THE INFLUENCE OF PRODUCT QUALITY, BRAND IMAGE, SALES PROMOTION, AND ELECTRONIC WORD OF MOUTH ON BORROWING DECISIONS VIA KREDIT PINTAR ONLINE LOAN APPLICATION”, JURNAL ILMIAH EDUNOMIKA, 7(2). doi: 10.29040/jie.v7i2.9198.