Reza, Fahry, and Ersi Sisdianto. “IMPLEMENTATION OF CAPITAL OWNERSHIP, DIGITAL PAYMENT AND DIGITAL SALES TOWARDS MSME BUSINESS SUSTANABILITY IN BANGKA BELITUNG”. JURNAL ILMIAH EDUNOMIKA 8, no. 2 (March 11, 2024). Accessed July 13, 2025. https://jurnal.stie-aas.ac.id/index.php/jie/article/view/12768.