Barokah, Alfiyani, Annio Indah Lestari Nasution, and Nurul Jannah. “PENGARUH FEE BASED INCOME, SPREAD BAGI HASIL, DAN FINANCING TO DEPOSIT RATIO TERHADAP PROFITABILITAS”. JURNAL ILMIAH EDUNOMIKA 8, no. 1 (September 13, 2023). Accessed October 27, 2025. https://jurnal.stie-aas.ac.id/index.php/jie/article/view/10680.