Upaya Fintech Syariah Mendorong Akselerasi Pertumbuhan UMKM di Indonesia

Authors

  • Saripudin Saripudin Perbanas Institute, Indonesia
  • Prameswara Samofa Nadya Perbanas Institute, Indonesia
  • Muhammad Iqbal Perbanas Institute, Indonesia

DOI:

https://doi.org/10.29040/jiei.v7i1.1449

Keywords:

Islamic Fintech, SME enterprises, SWOT analysis, regulation, ecosystem strengthening

Abstract

Compared to other Islamic financial institutions, Islamic Fintech has some advantages in accelerating the growth of SME Enterprises in Indonesia. Nevertheless, the existence of Islamic Fintech is not free from various problems, such as regulation aspect, human resources aspect, also perception of society and potential fraud. This research sought to find solution of the problems with SWOT analysis, then comparing the aspects each other to find out strategies in the effort of growing Islamic fintech for accelerating SME Enterprises. The results are some strategies consisting of, first, ecosystem strengthening between Islamic Fintech, government, academics and civil society, including Islamic Fintech customers and Islamic Banks. Second, optimalization potential of Islamic Fintech in managerial skills also Islamic contracts capacity. Last, massive and targeted socialization and promotion of Islamic Fintech.

Author Biographies

Saripudin Saripudin, Perbanas Institute

Program Studi Akuntansi, Fakultas Ekonomi dan Bisnis

Prameswara Samofa Nadya, Perbanas Institute

Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis

Muhammad Iqbal, Perbanas Institute

Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis

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Published

01-03-2021

How to Cite

Saripudin, S., Nadya, P. S., & Iqbal, M. (2021). Upaya Fintech Syariah Mendorong Akselerasi Pertumbuhan UMKM di Indonesia. Jurnal Ilmiah Ekonomi Islam, 7(1), 41–50. https://doi.org/10.29040/jiei.v7i1.1449

Issue

Vol. 7 No. 1 (2021): JIEI : Vol. 7, No. 1, 2021

Section

Articles

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