Analysis Of Erwandi Tarmizi’s Thinking About Gold Murabahah

Fath Udin

Abstract

Currently, gold murabahah/gold buying and selling transactions are often paid in a non-cash way, either in taqsith (installments) or ta'jil (tough). This non-cash sale and purchase of gold have caused differences of opinion among Muslims, some allow it and some forbid it. This study aims to analyse how Erwandi Tarmizi's thinking and legal istinbath are related to gold murabaha. This study uses library research and a qualitative approach with the main source of Erwandi Tarmizi's book entitled Harta Haram Muamalat Contemporary. The results of the study indicate that Erwandi Tarmizi believes that buying and selling gold in cash is illegal. Meanwhile, the fatwa issued by the DSN-MUI regarding the permissibility of buying and selling gold in cash is based on a weak opinion, so it is not appropriate to use it to allow buying and selling of gold in a non-cash manner, because this can result in the opening of the practice of usury ignorance in society. In forbidding the sale and purchase of gold in a non-cash manner, Erwandi Tarmizi used the istinbath argument of sadd aż-żarīah law.

Keywords

Erwandi Tarmizi's thinkings, gold murabahah

Full Text:

PDF

References

Al-Bugha, Musthafa Dib. Fiqh Mu‟awadhah, Alih Bahasa Oleh: Fakhri Ghafur, Buku Pintar Transaksi Syari‟ah. Jakarta: Hikmah, 2010.

Al-Butary, Burhanuddin, Muhammad Arfan Harahap, and Irvan Muriza. “Analisis Perbankan Islam Di Indonesia, Kekuatan Dan Kelenturan.” In Prosiding Seminar Nasional Hasil Penelitian, 4:42–48, 2021.

Al-Gharnati, Ibn Juzayy M. “Al-Qawanin Al-Fiqhiyyah.” Beirut: Dar Al-Kutub Al-Ilmiyyah, 2016.

Al-Jauziyah, Ibnul Qayyim. I’lam Al-Muwaqqi’in. Jilid II. Beirut: Dar al-Fikr, 2006.

Al-Mani, Abdullah bin Sulaiman. “Buhuts Fi Al-Iqtishad Al-Islami.” Mekah: Al-Maktab Al-Islami, 1996.

al-Muslih, ’Abd Allah’Abd al-’Aziz, Shalah al-Shawi, and Abu Umar Basyir. Fikih Ekonomi Keuangan Islam. Darul Haq, 2008.

Al-Zarkasyi, Imam. “Al-Bahru Al-Muhith Fi Ushul Al-Fiqh Jilid 7.” (Beirut: Dâr Al-Shafwat), 1994.

Asmara, Galang, and Abdul Atsar. “Application of Maslahat Mursalah Rules in Business Transactions in Islamic Banking.” Journal of Legal, Ethical and Regulatory Issues 24 (2021): 1–13.

Fahmi, Annas Syams Rizal, Muhammad Irkham Firdaus, May Shinta Retnowati, and Zulfatus Sa. “Implementasi Fatwa Dsn-Mui No: 77/Dsn-Mui/V/2010 Terhadap Akad Murabahah Pada Produk Cicil Emas Di Bank Syariah Mandiri.” Al-Mizan: Jurnal Hukum Dan Ekonomi Islam 4, no. 2 (2020): 1–12.

Fatwa DSN MUI Nomor: 77/DSN-MUI/V/2010 tentang Jual Beli Emas Secara Tidak Tunai

Hadi, M Qoshid Al. “Fiqh Mu’āmalah in Theory and Practice: An Overview of Islamic Economics.” Al Hurriyah: Jurnal Hukum Islam 6, no. 2 (2022): 102–17.

Kasim, Siti Rahmi. “Pandangan Ekonomi Islam Tentang Investasi Murabahah Logam Mulia (Studi Pada Cabang Pegadaian Syariah Istiqlal Manado).” Jurnal Ilmiah Al-Syir’ah 12, no. 1 (2016).

Midisen, Kisanda, and Santi Handayani. “Jual Beli Emas Secara Tidak Tunai Ditinjau Secara Hukum Fikih.” Jurnal Ekonomi Syariah Pelita Bangsa 6, no. 01 (2021): 10–19.

Mulyani, Fitri, Eva Fauziah, and Maman Surahman. “Analisis Fatwa DSN MUI No. 77/Dsn-Mui/V/2010 Tentang Cicil Emas Akad Murabahah Pada Produk Cicil Emas Di Bank Syariah Mandiri (BSM) Kcp Surapati.” Prosiding Hukum Ekonomi Syariah 3, no. 2 (2017): 518–21.

Qal‘ahjî, Muhammad Rawâs. “Al-Mu’âmalât Al-Mâliyah Al-Mu’â-Shirah Fî Dlawi Al-Fiqh Wa Al-Syarî’ah.” Beirut: Dâr Al-Nafâis, 1999.

Rivaldi, Rizqi, Sandy Rizki Febriadi, and Muhammad Yunus. “Analisis Pendapat Imam Syafi’i Tentang Jual Beli Emas Terhadap Fatwa DSN Nomor: 77/DSN-MUI/V/2010 Tentang Jual-Beli Emas Secara Tidak Tunai.” Prosiding Hukum Ekonomi Syariah 6, no. 2 (2020): 377–80.

Sa’adi, Gusti Muslihuddin. “Analisa Kritis Hukum Kredit Emas (Kajian Kritis Terhadap Fatwa DSNMUI Nomor 77 Tahun 2010 Tentang Murabahah Emas).” At-Taradhi: Jurnal Studi Ekonomi Volume X N (2019): 57–70.

Tahir, Sayyid. “Islamic Economics and Prospects for Theoretical and Empirical Research.” Journal of King Abdulaziz University-Islamic Economics 30 no. 1 (2017).

Tarmizi, Erwandi. Harta Haram Muamalat Kontemporer. Bogor: Berkat Mulia Insani, 2020.

Refbacks

  • There are currently no refbacks.