Pengaruh Aset Produktif dan Non Produktif Terhadap Profitabilitas Bank Central Asia Syariah Periode Tahun 2017 - 2021

Lailatul Mukaromah, Diah Krisnaningsih

Abstract


One of the important components in Bank Central Asia Syariah is Earning and Non-Earning Assets. In these two components have an influential impact on profitability. The function of this component is channeling funds to the community. This study aims to determine how much influence productive and non-productive assets have on profitability at Bank Central Asia Syariah for the period 2017 – 2021, the research method used is quantitative methods and secondary data obtained from Bank Central Asia Syariah monthly reports. The results of this study state that productive assets and non-productive assets have a simultaneous but not significant effect on profitability. Because the profits from productive assets can still cover the losses incurred by non-productive assets

Full Text:

PDF

References


Jantarini, Dwi. (2010). Pengaruh Capital Adequacy Ratio, Non Performing Loan,Loan to Deposit Ratio dan Kualitas Aktiva Produktif terhadap Profitabilitas pada PT Bank yang Go Public di Indonesia Periode 2007- 2009. Skripsi Jurusan Akuntansi Fakultas Ekonomi Universitas Udayana, Denpasar.

Marimin, A., & Romdhoni, A. H. (2017). Perkembangan Bank Syariah Di Indonesia. Jurnal Ilmiah Ekonomi Islam, 1(02), 75–87. https://doi.org/10.29040/jiei.v1i02.30

Muflihin, M. D. (2019). Perkembangan Bank Syariah Di Indonesia: Sebuah Kajian Historis. JES (Jurnal Ekonomi Syariah), 4(1), 44–55. https://doi.org/10.30736/jesa.v4i1.58

BCA Syariah. (2020). Committed To Be A Reliable Partner During The Uncertainties Kesinambungan Tema. Laporan Keuangan Tahunan.

Komarudin, Munir Nur. (2018). Pengaruh Kualitas Aktiva Produktif Terhadap Profitabilitas Bank (Studi Kasus Pada Bank Yang List Di Bursa Efek Indonesia). Indonesian Journal of Strategic Management 1 (2): 120–29. https://doi.org/10.25134/ijsm.v1i2.1386.

Maghfiroh, Lailatul. (2020). Pengaruh Kualitas Aktiva Produktif Dan Non Performing Financing Terhadap Return On Asset Bank Uumum Syariah Periode Tahun 2015 - 2018, 1–94.

Mahmudah, Rifatul, and Heru Suprihhadi. (2020). Pengaruh Profitabilitas, Likuiditas, Kecukupan Modal dan Aset produktif Terhadap Kinerja Keuangan Perusahaan Perbankan yang terdaftar di BEI periode 2016 - 2020 Sekolah Tinggi Ilmu Ekonomi Indonesia ( STIESIA ) Surabaya Kebijakan Ekonomi Makro Serta Monet.

Muliawati, Sri. (2015). Faktor - Faktor Penentu Profitabilitas Bank Syariah Indonesia. 4 1: 1–11.

Prastiwi, I. E., & Anik, A. (2020). The impact of credit diversification on credit risk and performance of Indonesian banks. Global Review of Islamic Economics and Business, 8(1), 013-021.

Sari, Irna Meutia, Saparuddin Siregar, and Isnaini Harahap. (2020). Penilaian Kualitas Aktiva Produktif Dalam Perbankan. Seminar Nasional Teknologi Komputer & Sains (SAINSTEK), 499–503.

Widhiati, Iksanti Nur. (2021). Pengaruh Kualitas Aktiva Produktif Terhadap Profitabilitas Bank Umum Syariah. Jurnal Ekonomika Dan Bisnis Islam 4 (2): 200–208. https://doi.org/10.26740/jekobi.v4n2.p200-208.

Purbaningsih, Rr. Yoppy Palupi, The Effect of Liquidity Risk and Non Performing Financing (NPF) Ratio to Commercial Sharia Bank Profitability in Indonesia, DOI: 10. 7763/IPEDR, V73.

Peraturan Bank Indonesia Nomor 7/2/PBI/2005 tentang Penilaian Kualitas Aktiva Bank Umum Bab I Pasal 1 Ayat 3




DOI: http://dx.doi.org/10.29040/jiei.v9i1.8504

Refbacks

  • There are currently no refbacks.


Jurnal Ilmiah Ekonomi Islam, ISSN 2477-6157 l E-ISSN 2579-6534

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

situs slot