FINANCIAL BEHAVIOR: DETERMINASI MELALUI FINANCIAL KNOWLEDGE DAN FINANCIAL ATTITUDE PADA GENERASI MILLENIAL DI ERA SOCIETY 5.0

Pierdijono Hartono, Monica Feronica Bormasa, Darmun Darmun, Tono Wartono, Endah Prawesti Ningrum

Abstract


The development of the global world has now entered the era of society 5.0, with advances in technology making financial management easier. The aim of this research is to determine the financial behavior carried out by the millennial generation in the era society 5.0 in terms of financial knowledge and financial attituted, which wiil help the millennial generation to be wiser in managing their finances. The method used in this research is a quantitative method with a descriptive approach. The results of this research, financial behavior can be seen from financial knowledge and financial attitude. In determining or determining attitudes in financial management, this can be done so that it will make it easier for students in the era of society 5.0 with advances in technology to organize and manage their finances. With this, it is necessary to increase students’ understanding of financial literacy. This aims to enable students to make decisions about technology-based financial management and wil make students’ lives easier in the era of society 5.0, which will enable students to manage finances effectively and afficiently in the era of society 5.0.

Full Text:

PDF

References


Abad-Segura, E., González-Zamar, M. D., López-M, E., & Vázquez-C, E. (2020). Financial technology: review of trends, approaches and management. Mathematics, 8(6), 951.

Akira Permata Sukma, Hamidah, Destria Kurnianti, ‘Pengaruh Financial Attitude, Financial Knowledge, Dan Income Terhadap Financial Management Behavior Dengan Locus of Control Sebagai Variabel Intervening’, Jurnal Bisnis, Manajemen, Dan Keuangan, 3.2 (2022), 374–90.

Asih, S. W., & Khafid, M. (2020). Pengaruh Financial Knowledge, Financial Attitude dan Income Terhadap Personal Financial Management Behavior melalui Locus Of Control sebagai Variabel Intervening. Economic Education Analysis Journal, 9(3), 748–767. https://doi.org/10.15294/eeaj.v9i1.42349.

Chen, H., & Volpe, R. (1998). Gender Differences in Personal Financial Literacy among College Students. Financial Services Review, 11(3), 289.

Elis Listiana Mulyani, Asep Budiman, Ane Kurniawati, Lucky Radi Rinandiyana, Tine Badriatin, ‘Peningkatan Pemahaman Literasi Keuangan Pada Era Society 5.0 Bagi Generasi Zenial’, JCES (Journal of Character Education Society), 5.4 (2022), 154–62.

Faramitha, Anggie, ‘Analisis Perilaku Manajemen Keuangan Pada Generasi Milenial Analysis of Financial Management Behavior on Millennial Generation’, Journal of Economi and Bussines, 17.1 (2021), 19–29.

Firdaus, Annisa, ‘Optimalisasi Potensi Teknologi Generasi Millenial Melalui Investasi Digital Di Era Society 5 . 0’, Jurnal Integrasi Dan Harmoni Inovatif Ilmu-Ilmu Sosia, 1.10 (2021), 1133 .

Listiani, K., & Kurniawati, S. L. (2017). Pengaruh Financial Knowledge, Locus of Control, dan Financial Attitude terhadap Financial Management Behavior Pada Mahasiswa. Sekolah Tinggi Ilmu Ekonomi Perbanas, 1–11.

Marsh, B. A. (2006). Examining the Personal Finance, Attitudes, Behaviors, and Knowledge Levels of First-Year and Senior Students at Baptist Universities in the Texas. Higher Education Ph.D, Dissertations, August.

Rai, K., Dua, S., & Yadav, M. (2019). Association of financial attitude, financial behaviour and financial knowledge towards financial literacy: A structural equation modeling approach. FIIB Business Review, 8(1), 51-60.

Safitri, Dhea, ‘Pengembangan Financial Management Behavior Melalui Financial Attitude , Financial Knowledge Dan Locus Of Control ( Studi Pada Mahasiswa )’, INNOVATIVE: Journal Of Social Science Research, 3.3 (2023), 9812–26.

Setyawan, W., & Wulandari, S. (2020). Peran Sikap Keuangan Dalam Mengintervensi Pengaruh Literasi Keuangan Terhadap Perilaku Manajemen Keuangan Pekerja Di Cikarang. Jurnal SEKURITAS (Saham, Ekonomi, Keuangan Dan Investasi), 4(1), 15–23.

Sholihah, Dias Nikmatus, and Yuyun Isbanah, ‘Pengaruh Literasi Keuangan, Pengetahuan Keuangan, Locus of Control, Dan Hedonism Lifestyle Terhadap Financial Management Behavior’, Jurnal Ilmu Manjemen, 11.3 (2022), 589–601.

Sugiyono. (2016). Metode Penelitan Pendidikan (Pendekatan Kuantitatif, kualitatif dan R&D). Alfabeta.

Xiao, J. J. (2008). Applying behavior theories to financial behavior. In Handbook of consumer finance research (pp. 69-81). New York, NY: Springer New York.




DOI: http://dx.doi.org/10.29040/jie.v8i2.13286

Refbacks

  • There are currently no refbacks.


btn4d

ada777

klik-4d.com