PERAN PENGETAHUAN MANFAAT ASURANSI, RELIGIUSITAS EKSTERNAL DAN INTERNAL TERHADAP MINAT BERASURANSI SYARIAH DENGAN KESADARAN BERASURANSI SEBAGAI VARIABEL MEDIASI
DOI:
https://doi.org/10.29040/jie.v7i1.8574Abstrak
Referensi
A Abror, Patrisia D, Engriani Y, Evanita S, Yasri Y, & Dastgir S. (2020). Service quality, religiosity, customer satisfaction, customer engagement and Islamic bank’s customer loyalty. Journal of Islamic Marketing., 1–21.
Aaker, D. A., & George S. Day. (1974). A dynamic model of relationships among advertising, consumer awareness,attitudes and behaviour. Journal of Applied Psychology, 59(3), 281–286.
Amron, A. (2018). Buying Decision in The Marketing of Sharia Life Insurance (Evidence from Indonesia). Journal of Islamic Marketing., 1–24.
Aristyanto, E., & Pranata Putra, A. (2021). Pengaruh Religiusitas, Pelayanan dan Tarif Premi terhadap Kepuasan Nasabah Asuransi Syariah melalui Minat Berasuransi Syariah di Perusahaan AsuransiSyariah Cabang Surabaya. Perisai: Islamic Banking and Finance Journal., 5(2), 174–204. https://doi.org/10.21070/perisai.v5vi2.1508
Assael, H., & George S. Day. (1986). Attitudes and awareness as predictors of market share. Journal of Advertising Research, 8(4), 3–10.
Ateeq-ur-Rehman, & Shabbir, M. S. (2010). The relationship between religiosity and new product adoption. Journal of Islamic Marketing, 1(1), 63–69. https://doi.org/10.1108/17590831011026231
Ayranci, E., & Semercioz, F. (2011). The Relationship between Spiritual Leadership and Issues of Spirituality and Religiosity: A Study of Top Turkish Managers. International Journal of Business and Management, 6(4). https://doi.org/10.5539/ijbm.v6n4p136
Ayub, M. T. T. J., & Kusumadewi, N. M. W. (2021a). The Effects of Price Perception, Product Knowledge, Company Image, and Perceived Value on Purchase Intentions for Automotive Products. European Journal of Business and Management Research, 6(5), 47–50. https://doi.org/10.24018/ejbmr.2021.6.5.955
Ayub, M. T. T. J., & Kusumadewi, N. M. W. (2021b). The Effects of Price Perception, Product Knowledge, Company Image, and Perceived Value on Purchase Intentions for Automotive Products. European Journal of Business and Management Research, 6(5), 47–50. https://doi.org/10.24018/ejbmr.2021.6.5.955
Brawijaya, A., & Komaruddin, M. (2020). Analisis Faktor-faktor yang Mempengaruhi Minat Nasabah Terhadap Produk Tabungan..... In Jurnal Nisbah (Vol. 6, Issue 1).
ÇavuÅŸoÄlu, S., DemiraÄŸ, B., Durmaz, Y., & TutuÅŸ, G. (2021). Effects of intrinsic and extrinsic religiosity on value-expressive and social-adjustive attitude functions towards product. Journal of Islamic Marketing. https://doi.org/10.1108/JIMA-02-2021-0045
Dülek, B., & Saydan, R. (2019). The impact of social media advertisement awareness on brand awareness, brand image, brand attitude and brand loyalty: a research on university students. International Journal of Contemporary Economics and Administrative Sciences, 2, 470–494. https://doi.org/10.5281/zenodo.3596116
Dunbar, R. I. M. (2021a). Religiosity and religious attendance as factors in wellbeing and social engagement. Religion, Brain and Behavior, 11(1), 17–26. https://doi.org/10.1080/2153599X.2020.1712618
Dunbar, R. I. M. (2021b). Religiosity and religious attendance as factors in wellbeing and social engagement. Religion, Brain and Behavior, 11(1), 17–26. https://doi.org/10.1080/2153599X.2020.1712618
Foroudi, P. (2019). Influence of brand signature, brand awareness, brand attitude, brand reputation on hotel industry’s brand performance. International Journal of Hospitality Management, 76, 271–285. https://doi.org/10.1016/j.ijhm.2018.05.016
Glock, C. Y. (1972). On the Study of Religious Commitment, in J. E. Faulkner (ed.) Religion’s Influence in Contemporary Society, Readings in the Sociology of Religion, Ohio.
Gursoy, D., Altinay, L., & Kenebayeva, A. (2017). Religiosity and entrepreneurship behaviours. International Journal of Hospitality Management, 67(March), 87–94. https://doi.org/10.1016/j.ijhm.2017.08.005
Hair, J. F. (1995). MultiVariate Data Analysis. Jakarta:Gramedia Pustaka Utama.
Hakala, U., Svensson, J., & Vincze, Z. (2012). Consumer-based brand equity and top-of-mind awareness: A cross-country analysis. Journal of Product and Brand Management, 21(6), 439–451. https://doi.org/10.1108/10610421211264928
Harrington, S., & Niehaus, G. (2003). United Grain Growers: Enterprise Risk Management and Weather Risk. Risk Management and Insurance Review, 6(2), 193–208. https://doi.org/10.1111/1098-1616.00031
Holdcroft, B. (2006). Review of Research What is Religiosity?
Huber, S., & Huber, O. W. (2012). The Centrality of Religiosity Scale (CRS). Religions, 3(3), 710–724. https://doi.org/10.3390/rel3030710
Ilter, B., Bayraktaroglu, G., & Ipek, I. (2017). Impact of Islamic religiosity on materialistic values in Turkey. Journal of Islamic Marketing, 8(4), 533–557. https://doi.org/10.1108/JIMA-12-2015-0092
Javornik, S., Tekavcic, M., & Marc, M. (2012). The Efficiency Of Intellectual Capital Investments As A Potential Leading Indicator. International Business & Economics Research Journal (IBER), 11(5), 535. https://doi.org/10.19030/iber.v11i5.6972
Junaidi, J. (2021a). The awareness and attitude of Muslim consumer preference: the role of religiosity. Journal of Islamic Accounting and Business Research, 12(6), 919–938. https://doi.org/10.1108/JIABR-08-2020-0250
Junaidi, J. (2021b). The awareness and attitude of Muslim consumer preference: the role of religiosity. Journal of Islamic Accounting and Business Research, 12(6), 919–938. https://doi.org/10.1108/JIABR-08-2020-0250
Junaidi, J., Wicaksono, R., & Hamka, H. (2022). The consumers’ commitment and materialism on Islamic banking: the role of religiosity. Journal of Islamic Marketing, 13(8), 1786–1806. https://doi.org/10.1108/JIMA-12-2020-0378
Kazaure, M. A. (2019). Extending the theory of planned behavior to explain the role of awareness in accepting Islamic health insurance (takaful) by microenterprises in northwestern Nigeria. Journal of Islamic Accounting and Business Research, 10(4), 607–620. https://doi.org/10.1108/JIABR-08-2017-0113
Kotler, P. (1999). How To Create , Win , And Dominate Markets. 1(04), 272.
Kusumajati, W., Syah, T. Y. R., Kustiawan, U., Negoro, D. A., & Tegor. (2019). Effect of Religiosity..... Russian Journal of Agricultural and Socio-Economic Sciences, 87(3), 231–242. https://doi.org/10.18551/rjoas.2019-03.27
Langaro, D., Rita, P., & de Fátima Salgueiro, M. (2018). Do social networking sites contribute for building brands? Evaluating the impact of users’ participation on brand awareness and brand attitude. Journal of Marketing Communications, 24(2), 146–168. https://doi.org/10.1080/13527266.2015.1036100
Lestari, I. P., Ginanjar, W., & Warokka, A. (2021). Multidimentional Risk.... Journal of Islamic Monetary Economics and Finance, 7(2), 369–400. https://doi.org/10.21098/jimf.v7i2.1321
Lin, Y., & Cox, S. H. (2008). Securitization of catastrophe mortality risks. Insurance: Mathematics and Economics, 42(2), 628–637. https://doi.org/10.1016/j.insmatheco.2007.06.005
Ling Chau, L., Johnson I, R. C., Bowers, J. K., Darvill, T. J., & Danko, G. P. (1990). Intrinsic and Extrinsix...(Issue 4).
Milevsky, A., & Levitt, M. J. (2004). Intrinsic and extrinsic religiosity in preadolescence and adolescence: Effect on psychological adjustment. In Mental Health, Religion and Culture (Vol. 7, Issue 4, pp. 307–321). https://doi.org/10.1080/13674670410001702380
Natsir, K., Zainul Arifin, A., & Bangun, N. (2021). The Influence of Product Knowledge and Perceived Risk on Investment Intention of Stock Investors in the Covid-19 Pandemic Era.
Newaz, F. T., Fam, K. S., & Sharma, R. R. (2016). Muslim religiosity and purchase intention of different categories of Islamic financial products. Journal of Financial Services Marketing, 21(2), 141–152. https://doi.org/10.1057/fsm.2016.7
Nickerson, C., & Menon Nandialath, A. (2020). The impact of religious salience on purchase intentions: evidence from the UAE. Journal of Islamic Marketing, 11(6), 1339–1350. https://doi.org/10.1108/JIMA-01-2019-0005
Njuguna, P. K., Gregory. S. Namusonge, & Christopher Kanali. (2016). Determinants of Investment Intentions: An Individual Retail Investors’s Perspektive From Nairobi Securities Exchange. International Journal of Arts and Commerce, 5(6), 120–133. www.ijac.org.uk
Nurhayati, T., & Hendar, H. (2020). Personal intrinsic religiosity and product knowledge on halal product purchase intention: Role of halal product awareness. Journal of Islamic Marketing, 11(3), 603–620. https://doi.org/10.1108/JIMA-11-2018-0220
Okatarani Br Torong, L., & Arif Lubis, F. (2023). Pengaruh Pengetahuan terhadap Minat Masyarakat Berasuransi Syariah di PT Prudential Syariah Binjai. El-Mal : Jurnal Kajian Ekonomi & Bisnis Islam, 4(2), 324.
Öztürk, A. (2022). The Effect of Halal Product Knowledge, Halal Awareness, Perceived Psychological Risk and Halal Product Attitude on Purchasing Intention. Business and Economics Research Journal, 13(1), 127–141. https://doi.org/10.20409/berj.2022.365
Power, L., & McKinney, C. (2014). The effects of religiosity on psychopathology in emerging adults: intrinsic versus extrinsic religiosity. Journal of Religion and Health, 53(5), 1529–1538. https://doi.org/10.1007/s10943-013-9744-8
Pramudya, R. M., & Rahmi, M. (2022). Pengaruh Literasi Asuransi, Religiusitas, dan Kualitas Pelayanan terhadap Minat Generasi Milenial Menggunakan Asuransi Syariah. Journal of Islamic Economics and Finance Studies, 3(1), 70. https://doi.org/10.47700/jiefes.v3i1.4350
Romaniuk, J., Wight, S., & Faulkner, M. (2017). Brand awareness: revisiting an old metric for a new world. Journal of Product and Brand Management, 26(5), 469–476. https://doi.org/10.1108/JPBM-06-2016-1242
Safitri, E. N., Mubarak, Z., Syariah, J. P., Ekonomi, F., Islam, B., & Banjarmasin, A. (2022). Pengaruh Brand Image Dan Pengetahuan Terhadap Minat Menabung Masyarakat di Kota Banjarmasin Pada Bank Syariah Dengan Religiusitas Sebagai Variabel Moderasi. Jurnal Ilmiah Ekonomi Islam, 8(03), 2875–2881. https://doi.org/10.29040/jiei.v8i3.6076
Sahri Aramiko, Zuhrinal M Nawawi, & Nursantri Yanti. (2022). Pengaruh Pengetahuan dan Kesadaran... . Intelektiva, 1(5), 61–73.
Salam, M. T., Muhamad, N., & Leong, V. S. (2019). Measuring religiosity among Muslim consumers: observations and recommendations. In Journal of Islamic Marketing (Vol. 10, Issue 2, pp. 633–652). Emerald Group Holdings Ltd. https://doi.org/10.1108/JIMA-02-2018-0038
Samudra Mahardhika, A., & Zakiyah, T. (2020). Millennials’ Intention in Stock Investment: Extended Theory of Planned Behavior. Riset Akuntansi Dan Keuangan Indonesia, 5(1), 83–92. http://journals.ums.ac.id/index.php/reaksi/index
Sari, I., Sirait, N., & Inayah, N. (2022). Pengaruh Pengetahuan dan Religiusitas terhadap Minat Mengikuti Asuransi Dana Pendidikan pada Perusahaan Asuransi Syariah. ManBiz: Journal of Management and Business, 2(1), 81–95. https://doi.org/10.47467/manbiz.v2i1.1794
Sidharta, E. A., Mentari, S., Wafaretta, V., & Nuraini, U. (2021). Attitude and Perception towards Sharia Insurance Product. International Journal of Business and Commerce, 6(05), 11–23. www.ijbcnet.comwww.ijbcnet.com
Tian, S., Tao, W., Hong, C., & Tsai, W. H. S. (2022). Meaning transfer in celebrity endorsement and co-branding: meaning valence, association type, and brand awareness. International Journal of Advertising, 41(6), 1017–1037. https://doi.org/10.1080/02650487.2021.1940059
Torelli, Carlos. (2013). Globalization, culture, and branding: How to leverage cultural equity for building iconic brands in the era of globalization. . springer.
Valarie A Zeithaml, A Parasuraman, & Leonard L Berry. (2000). Measuring the quality of relationship in customer service: An empirical study. . Journal of Marketing .
Visockaite, A., & Gedmintience, D. D. (2016). Investment and Applying Financial Behaviour Principles in Personal Finance. 2236, 118–131. https://doi.org/10.13165/SMS-16-8-1-7
Wopperer, W. (2002). Fraud Risks in E–commerce Transactions. The Geneva Papers on Risk and Insurance, 27(3), 383–394. http://web.a.ebscohost.com.ezproxy.library.qmul.ac.uk/ehost/pdfviewer/pdfviewer?sid=2b4750b7-c2fc-49bf-8791-54c174f89579%40sessionmgr4002&vid=2&hid=4201
Zahrah, N., Norasyikin, S., Abdul, B., Binti, S. H., Rani, A., Akmal, B., & Mustafa, B. (2016). The Relationship between Islamic Religiosity, Islamic Work Ethics and Job Performance.
Zakaria, Z., Azmi, N. M., Hassan, N. F. H. N., Salleh, W. A., Tajuddin, M. T. H. M., Sallem, N. R. M., & Noor, J. M. M. (2016). The Intention to Purchase Life Insurance: A Case Study of Staff in Public Universities. Procedia Economics and Finance, 37, 358–365. https://doi.org/10.1016/s2212-5671(16)30137-x