Faktor Penentu Keberhasilan Penggunaan Fintech dalam Pembayaran Zakat, Infaq, Shodaqoh (ZIS)

Authors

  • Mohammad Alfian
  • Nova Maulud Widodo

DOI:

https://doi.org/10.29040/jiei.v8i3.6030

Keywords:

Fintech, ZIS, Syariah, Digitalization

Abstract

Digitalization that is happening at this time changes the activities that are carried out directly, which can be done indirectly. One of the impacts of digitalization in the economic sector is the existence of fintech. One of the benefits of having fintech is that muzakki can make ZIS payments anytime and anywhere. This study examines the determinants of the success of using fintech as a ZIS payment method. Respondents from this study amounted to 206. The analytical method used is PLS with the statistical tool SmartPLS 3. The results of this study are that the success of using fintech in ZIS payments is influenced by satisfaction and use of fintech by muzakki. Fintech users are only influenced by the quality of the fintech and are not influenced by the information provided by the fintech. The satisfaction of fintech users is influenced by the quality of the information produced and the quality of fintech.

References

DeLone, W. H., dan Mclean, E. R. 2004. Measuring e-commerce success: Applying the DeLone and McLean information systems success model. International Journal of Electronic Commerce, 9(1), 31–47.

Elvandari, D. S. 2011. Adaptasi Model Delone Dan Mclean Yang Dimodifikasi Guna Menguji Keberhasilan Implementasi Aplikasi Operasional Bank Bagi Individu Pengguna: Studi Empiris Pada Bank Umum Di Kota Semarang. Universitas Diponegoro.

Fitriani, H. 2018. Kontribusi Fintech Dalam Meningkatkan Keuangan Inklusif Pada Pertanian (Studi Analisis Melalui Pendekatan Keuangan Syariah Dengan Situs Peer To Peer Lending Pada Pertanian Di Indonesia). El- Barka Journal of Islamic Economics and Business, Vol 1 No 1.

Freeze, R. D., Alshare, K. A., Lane, P. L., and Wen, H. J. 2010. IS success model in e-learning context based on students' perceptions. Journal of Information Systems Education, 21(2), 173.

Guimaraes, T., Armstrong, C. P., and Jones, B. M. 2009. A new approach to measuring information systems quality. The Quality Management Journal, 16(1), 42–51.

Ichwan, Afiful 2020. Pengaruh Digital Literacy dan Teknologi Acceptance Model Terhadap Keputusan Muzakki Membayar ZIS (Zakat, Infaq dan Shodaqoh) Melalui Fintech Go-Pay pada Baznas. Universitas Islam Negeri Raden Intan Lampung,Tesis.

Ichwan, A dan Ghofur, R.A. 2020. Pengaruh Technology Acceptance Model Terhadap Keputusan Muzakki Membayar Zakat Melalui Fintech GoPay. Jurnal Ilmiah Ekonomi Islam, Edisi 6 (02), 129-135.

Indriantoro, Nur dan Bambang Supomo. (2014). Metodologi Penelitian Bisnis. Edisi Pertama. BPFE. Yogyakarta.

Kurt, Özlem, Efiloğlu. 2018. Examining an e-learning system through the lens of the information systems success model: Empirical evidence from Italy. Education and Information Technologies.

Rohmah, I. L., Ibdalsyah, I., Kosim, A.M. 2020. Pengaruh Persepsi Kemudahan Berdonasi dan Efektifitas Penyaluran Menggunakan Fintech Crowdfunding Terhadap Minat Membayar Zakat, Infaq, Shodaqoh.Jurnal Ekonomi ISLAM, (13) 1, 42–51.

Rohim, A.N. 2019. Optimalisasi Penghimpunan Zakat Melalui Digital Fundraising. Al-Balagh Jurnal Dakwah dan Komunikasi,Vol 4, No 1.

Rossin, D., Ro, Y. K., Klein, B. D., and Guo, Y. M. 2009. The effects of flow on learning outcomes in an online information management course. Journal of Information Systems Education, 20(1), 87.

Rukmiyati, N. M. S., dan Budiartha, I. K. 2016. Pengaruh Kualitas Sistem Informasi, Kualitas Informasi Dan Perceived Usefulness Pada Kepuasan Pengguna Akhir Software Akuntansi (Studi Empiris Pada Hotel Berbintang Di Provinsi Bali). E-Jurnal Ekonomi Dan Bisnis Universitas Udayana 5.1, 1, 115–142.

Saputro, S. B. (2017). Analisis Kesuksesan Penerapan E-Filing Pajak Menggunakan Model Kesuksesan Sistem Informasi Delone & Mclean Diperbarui. Universitas Gadjah Mada.

Sugiyono. (2012). Metode Penelitian Kuantitatif Kualitatif dan R&D. Alfabeta. Bandung.

Swaid, S. I., and Wigand, R. T. 2009. Measuring the quality of e-service: Scale development and initial validation. Journal of Electronic Commerce Research, 10(1), 13.

Wang,W.-T., and Wang, C.-C. 2009. An empirical study of instructor adoption of web-based learning systems. Computers and Education, 53(3), 761–774.

Widodo, A., Putranti, H. R. D., dan Nurchayati. 2016. Pengaruh Kualitas Sistem Aplikasi dan Kualitas Informasi Terhadap Kepuasan Pengguna Sistem Aplikasi RTS (Rail Ticketing System). Jurnal Media Ekonomi Dan Manajemen, 31(2), 160–181

Downloads

Published

27-10-2022

How to Cite

Alfian, M., & Widodo, N. M. (2022). Faktor Penentu Keberhasilan Penggunaan Fintech dalam Pembayaran Zakat, Infaq, Shodaqoh (ZIS). Jurnal Ilmiah Ekonomi Islam, 8(3), 2651–2656. https://doi.org/10.29040/jiei.v8i3.6030

Issue

Vol. 8 No. 3 (2022): JIEI : Vol.8, No.3, 2022

Section

Articles

Citation Check

License

The copyright of the article fully belongs to the Jurnal Ilmiah Ekonomi Islam and publishing rights belong entirely to LPPM STIE AAS Surakarta

 Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

Similar Articles

<< < 8 9 10 11 12 13 14 15 16 17 > >> 

You may also start an advanced similarity search for this article.