Kesesuaian Nisbah Simpanan Berjangka Terhadap Hukum Islam Di BMT Bina Ummat Sejahtera Gondangrejo

Dhimas Raja Samudra, Abdul Haris Romdhoni, Sumadi Sumadi

Abstract


This research was conducted to determine the determination of the profit sharing ratio for term savings at BMT Bina Ummat Sejahtera Gondangrejo. The profits obtained from this product are shared based on a predetermined agreement. With profits divided proportionally between shahibul maal and mudharib. Term savings product as a means for BMT Bina Ummat Sejahtera to increase income. This type of research is field research using a qualitative approach. Data collection in this research was through documentation, observation and interviews. Data analysis techniques use editing, classification, analysis and conclusions. Meanwhile, to test the validity of the data using triangulation. Based on the results of research conducted by the author, it can be concluded that the determination of the profit sharing ratio for term savings products at BMT Bina Ummat Sejahtera is in accordance with the mudharabah profit sharing method, namely profits become joint property and joint ownership rights.

Full Text:

PDF

References


Afifah, Siti. (2013). Analisis Produk Deposit Mudharabah dan Penerapannya pada PT BPRS Amanah Ummah. Jurnal Al Muzara’ah. Vol. 1. No. 2.

Andiyansari, Chasanah Novambar. (2020). Akad Mudharabah dalam Perspektif Fikih dan Perbankan Syariah. Vol. 3. No. 2.

Arifin, Meuthiya Athifa dan Sa’diyah, Mahmudatus. (2013). Mudharabah Dalam Fiqh dan Perbankan Syariah. Vol. 1, No. 2.

Arikunto, Suharsini, Prosedur Penelitian Suatu Pendekatan Praktek, Jakarta: PT. Rineka Cipta, Cet. Ke-11, 1998. H. 114.

Dewanara, Faisal. (2021). Analisis Pembagian Nisbah Dalam Akad Mudharabah Antara Shahibulmal Dengan Mudharib Ditinjau Dari Aspek Hukum Dan Ekonomi Syariah di Bank BNI Kantor Cabang Pembantu Boyolali. Fairness and Justice: Jurnal Ilmiah Ilmu Hukum. Vol.19. No.2.

Hamidah, Siti. (2016). Akad Pembiayaan Mudharabah Menurut Pemahaman Nasabah Baitu Maal Wat Tamwil Di Tongas Probolinggo. Jurnal Hukum dan Syariah, vol 7, no.2.

Masse, Rahman Ambo. (2010). Konsep Mudharabah Antara Kajian Fiqh dan Penerapan Perbankan. Jurnal Hukum Diktum. Vol. 8, No. 1.

Nawawi, Hadani, Metode Penelitian Bidang Sosial, Yogyakarta: Gajahmada University Press, Cet Ke-6, h. 31.

Nurul, Huda. (2010). Lembaga Keuangan Islam: Tinjauan Teoritis dan Praktis, Jakarta: Kencana Prenada Media Group, h. 363.

Kasmir. (2009). Bank dan Lembaga Keuangan Syariah. Jakarta: PT. Raja Grafindo Persada.

Rahmad, Hidayat. (2014). Efisiensi Perbankan Syariah: Teori dan Praktik, Bekasi: Gramata Publishing, h. 9.

Rahmawati, Rizky Devi dkk. Implementasi Simpanan Berjangka Syariah Dengan Akad Mudharabah Perspektif Fatwa DSN MUI NO. 03/DSN-MUI/VI/2000. IQTISODINA : Jurnal Ekonomi Syariah dan Hukum Islam. Vol. 5. No. 1.

Sa‟diyah. Mahmudatus. (2013). Mudharabah dan fiqh dan perbankan syariah. Jurnal Ekonomi, Vol. 1, No. 2.

Syaukani. (2018). Mudharabah Dalam Sistem Ekonomi Islam. Jurnal Manajemen dan Bisnis. Vol. 6. No. 2.

Sumadi, S., & Muliasari, D. (2019, September). Pengaruh Manajemen Syariah Terhadap Kinerja Karyawan (Studi Kasus Di Bmt Amanah Berkah Sukoharjo). In Prosiding Seminar Nasional & Call for Paper STIE AAS (Vol. 2, No. 1, pp. 094-104).

Yunimar dan Prawira, Adi. (2021). Analisis Bsgi Hasil Produk Deposit Berjangka Pada Koperasi Konsumen Pegawai Negeri Syariah Balaikota Padang Panjang. Al Masraf( Jurnal Lembaga Keuangan dan Perbankan). Vol. 6. No. 1.




DOI: http://dx.doi.org/10.29040/jiei.v10i3.13246

Refbacks

  • There are currently no refbacks.


Jurnal Ilmiah Ekonomi Islam, ISSN 2477-6157 l E-ISSN 2579-6534

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

web analytics

situs toto