Dampak Penggabungan Tiga Bank Syariah di Indonesia

Authors

  • Alif Ulfa IAIN Kudus, Indonesia

DOI:

https://doi.org/10.29040/jiei.v7i2.2680

Keywords:

Bank Sharia, Merger, Effect

Abstract

Bank Syariah Indonesia (BSI) was born from the merger of 3 state-owned Islamic banks (BUMN), namely PT Bank BRI Syariah Tbk (BRIS), PT Bank BNI Syariah (BNIS), and PT Bank Syariah Mandiri (BSM). BSI is the government's strategy to make Indonesia one of the world's Islamic financial centers. This study focuses on aspects affected by the merger of 3 Islamic banks, such as customers, employees, and the community. This study uses a qualitative method with a library research approach. The data used is secondary data, namely data sourced from existing literature or references. The results of the merger have an impact on several elements such as customers, employees, and the community. a) Customers can still transact using card-based electronic money. Customers only need to do bank migration, b) Employee status from BNI Syariah, BRI Syariah, and Bank Syariah Mandiri remains an employee of Bank Syariah Indonesia and there will be no termination of employment, c) Bank Syariah Indonesia (BSI) educates the public by launching a Sharia Economics literacy program and accelerating the completeness of the halal value chain in the development of the halal industry, financing UMKM supporting it, and participating in financing large-scale projects using sharia schemes.

References

Adi. (2021, June 11). Perkuat SDM, Bank Syariah Indonesia Gelar ODP dan Literasi Syariah. https://pasardana.id/news/2021/6/11/perkuat-sdm-bank-syariah-indonesia-gelar-odp-dan-literasi-syariah/

Alamsyah, H. (2012). Perkembangan dan prospek perbankan syariah Indonesia: Tantangan dalam menyongsong MEA 2015. Makalah Disampaikan Pada Ceramah Ilmiah Ikatan Ahli Ekonomi Islam (IAEI), Milad Ke-18 IAEI,(13 April 2012).

Arif Hatta. (2021, April 21). 40% Pegawai Bank Syariah Indonesia Adalah Perempuan. Iconomics. https://www.theiconomics.com/brand-equity/40-pegawai-bank-syariah-indonesia-adalah-perempuan/

Atikah, I., Maimunah, M., & Zainuddin, F. (2021). Penguatan Merger Bank Syariah BUMN dan Dampaknya Dalam Stabilitas Perekonomian Negara. SALAM: Jurnal Sosial dan Budaya Syar-i, 8(2). https://doi.org/10.15408/sjsbs.v8i2.19896

CNN Indonesia. (2020, October 13). Erick Thohir Ungkap Alasan Merger 3 Bank Syariah BUMN. Ekonomi. https://www.cnnindonesia.com/ekonomi/20201013165129-78-557962/erick-thohir-ungkap-alasan-merger-3-bank-syariah-bumn

Ekonomi, W. (2020, Agustus). Merger Bank BUMN Syariah: Dampak dan Tantangannya. Warta Ekonomi. https://www.wartaekonomi.co.id/read300295/merger-bank-bumn-syariah-dampak-dan-tantangannya

Fatinah, A., & Fasa, M. I. (2021). Analisis Kinerja Keuangan, Dampak Merger 3 Bank Syariah BUMN dan Strategi Bank Syariah Indonesia (BSI) Dalam Pengembangan Ekonomi Nasional. 34(1), 11.

Hendri Tri Widi Asworo. (2020, October 13). BSM, BNI Syariah & BRI Syariah Merger, Begini Nasib Karyawannya | Finansial. Bisnis.Com. https://finansial.bisnis.com/read/20201013/231/1304279/bsm-bni-syariah-bri-syariah-merger-begini-nasib-karyawannya

Kusuma, I. L., Dewi, M. W., & Tho’in, M. (2021). Analysis of the Effect of Human Resources Competency, Utilization of Technological Information, and Internal Control Systems on the Value of Financial Reporting Information. Annals of the Romanian Society for Cell Biology, 14628-14638.

Lida Puspaningtyas. (2020, October 14). 7 Alasan Pentingnya Merger Bank Syariah BUMN. Republika Online. https://republika.co.id/share/qi6gay440

Nasuha, A. (2012). Dampak kebijakan spin-off terhadap kinerja bank syariah. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 4(2).

OJK. (2013). Tentang Syariah. https://www.ojk.go.id/id/kanal/syariah/tentang-syariah/pages/sejarah-perbankan-syariah.aspx

Sugiyono, S. (2016). Metode Penelitian Kuantitatif, Kualitatif dan R&D. PT Alfabet.

Tho'in, M. (2019). Profitability of Islamic Commercial Banks in Indonesia. IQTISHADIA: Jurnal Ekonomi dan Perbankan Syariah, 6(2), 89-99.

Wareza, M. (2020, OKTOBER). Pascamerger, Bank Syariah Terbesar RI Punya 20.000 Karyawan. Market. https://www.cnbcindonesia.com/market/20201021123654-17-195999/pascamerger-bank-syariah-terbesar-ri-punya-20000-karyawan

Downloads

Published

05-07-2021

How to Cite

Ulfa, A. (2021). Dampak Penggabungan Tiga Bank Syariah di Indonesia. Jurnal Ilmiah Ekonomi Islam, 7(2), 1101–1106. https://doi.org/10.29040/jiei.v7i2.2680

Citation Check

Similar Articles

1 2 3 4 5 6 7 8 9 10 > >> 

You may also start an advanced similarity search for this article.